Adage Credit

Reference number: 664740

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When adagecredit.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3766 0829 is
  • Who else gives the postcode SE1 1LB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Get Balanced Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into high-cost short-term credit as lender
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07306766
Company status
Active
Company type
Private company limited by guarantee
Incorporated
7 July 2010 (16 years old)
Registered office
79 Riverside Road, Sidcup, DA14 4PT, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Solomon Makululu Mela Director Jun 1968 7 Jul 2010 4 other companies
Ben Adam Thuriaux-Aleman Director Jul 1972 23 Sep 2026 1 other company
Iris Sanda Manda Secretary Not published 1 Apr 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Total equity

£209k

−2.5% from £215k

Cash at bank

£68.9k

Up £66.9k from £1,933

Employees (average)

5

Same as 5

Owed within a year

£142k

+108% from £68.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07306766. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Adage Credit’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

7 July 2016

  • Solomon Makululu Mela gained significant control

Companies House

2015

6 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

7 July 2010

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to Adage Credit

Other FCA-listed firms that share a director, phone number or address with Adage Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Adage Credit

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Adage Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Adage Credit FCA authorised?
Yes, Adage Credit (FRN 664740) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Adage Credit’s phone number and website?
The FCA register lists the phone number 020 3766 0829 and the website adagecredit.co.uk for Adage Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Adage Credit a scam or clone?
Adage Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adage Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Adage Credit handles your money, so check the specific product before you commit. You can also refer complaints about Adage Credit to the Financial Ombudsman Service, free of charge.
Who owns Adage Credit?
Companies House lists one person with significant control of Adage Credit: Mr Solomon Makululu Mela (can appoint and remove the board).
Who runs Adage Credit?
Companies House lists 2 directors of Adage Credit: Solomon Makululu Mela and Ben Adam Thuriaux-Aleman.
How long has Adage Credit been in business?
The company was formed on 7 July 2010, and has held its current FCA authorisation since November 2015.
What do Adage Credit’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £209k (−2.5% from £215k) and cash at bank of £68.9k (up £66.9k from £1,933).
Does Adage Credit use any other names?
It trades as Get Balanced.

Sources and links

The full report on Adage Credit

£19.99 · Instant PDF download

Loading secure checkout…