Adam Sinclair & Associates Wealth Management Ltd

Reference number: 953051

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adam Sinclair & Associates Wealth Management Ltd (FRN 953051) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adam Sinclair & Associates Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adam Sinclair & Associates Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When asawm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07968 791884 is
  • Who else gives the postcode AB15 4YE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 April 2021 (5 years old)
Registered office
46b Queens Road, Aberdeen, AB15 4YE, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Thomas Black Sinclair Director Nov 1977 26 Apr 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Total equity

£117k

+68% from £69.6k

Employees (average)

2

Same as 2

Owed within a year

£116k

Up £110k from £5,846

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC696858. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2021

17 June 2021

  • Became an appointed representative

FCA register

26 April 2021

  • Incorporated at Companies House
  • Adam Thomas Black Sinclair took control (75–100% of shares)
  • Adam Thomas Black Sinclair appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (financial adviser), nearest first.

In Aberdeen

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Adam Sinclair & Associates Wealth Management Ltd FCA authorised?
Adam Sinclair & Associates Wealth Management Ltd (FRN 953051) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adam Sinclair & Associates Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adam Sinclair & Associates Wealth Management Ltd (FRN 953051) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adam Sinclair & Associates Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adam Sinclair & Associates Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Adam Sinclair & Associates Wealth Management’s phone number and website?
The FCA register lists the phone number 07968 791884 and the website asawm.co.uk for Adam Sinclair & Associates Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Adam Sinclair & Associates Wealth Management a scam or clone?
Adam Sinclair & Associates Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adam Sinclair & Associates Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Adam Sinclair & Associates Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Adam Sinclair & Associates Wealth Management?
Companies House lists one person with significant control of Adam Sinclair & Associates Wealth Management: Mr Adam Thomas Black Sinclair (75–100% of shares).
Who runs Adam Sinclair & Associates Wealth Management?
Companies House lists one director of Adam Sinclair & Associates Wealth Management: Adam Thomas Black Sinclair.
How long has Adam Sinclair & Associates Wealth Management been in business?
The company was formed on 26 April 2021.
What do Adam Sinclair & Associates Wealth Management’s latest accounts show?
Its latest accounts, to 30 April 2026, show total equity of £117k (+68% from £69.6k).

Sources and links

The full report on Adam Sinclair & Associates Wealth Management Ltd

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