Addept Insurance Services Ltd
Reference number: 586471
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
- Authorised for 13 years
- Your funds are protected by FSCS
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 December 2025
- One of its directors is also a director of a firm that is no longer authorised
- Its whole board of directors changed in May 2024
- On its latest accounts it owed £133k more than it owned
- 2 things worth a closer look in the background checks
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Leadenhall Building Level 30, 122 Leadenhall Street, London, EC3V 4AB, England
In the full report: 3 background checks, 2 things worth a closer look
- When addeptgroup.co.uk first appeared online, and whether it can receive email
- What kind of line 020 4570 6102 is
- Whether EC3V 4AB is a shared office: 32 other firms give it
Other names (16)
If you were contacted under any of these names, it is this firm.
- Addept Trading name: A name it trades under now.
- Policywise Trading name: A name it trades under now.
- Policywise.uk Trading name: A name it trades under now.
- Policywise Ltd Former name: A name it was registered under before.
- Cool Car Cover Former trading name: A name it used to trade under.
- coolgadget Former trading name: A name it used to trade under.
- coolgadgetcover Former trading name: A name it used to trade under.
- courier Former trading name: A name it used to trade under.
- girlsdrivebetter.com Former trading name: A name it used to trade under.
- go classic Former trading name: A name it used to trade under.
- gotpoints.com Former trading name: A name it used to trade under.
- gotpoints.co.uk Former trading name: A name it used to trade under.
- Hardwicke Agency Former trading name: A name it used to trade under.
- justboats Former trading name: A name it used to trade under.
- premierinsurance Former trading name: A name it used to trade under.
- premierinsuranceintermediary Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08107294 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 June 2012 (14 years old)
- Registered office
- The Leadenhall Building Level 30, 122 Leadenhall Street, London, EC3V 4AB, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Christopher Finan | Director | May 1974 | 9 May 2024 | 3 other companies |
| Helen Margaret Withers | Director | Sep 1960 | 29 May 2024 | 4 other companies |
| David Edward Bowcock | Director | Apr 1973 | 29 May 2024 | 13 other companies |
| Michael Fenton | Director | May 1961 | 29 May 2024 | 9 other companies |
| Jonathan Charles May | Director | Sep 1970 | 29 May 2024 | 4 other companies |
| Kelly Jarrett | Secretary | Not published | 1 May 2025 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 24
- closed down
- 7
- are FCA-registered
- 7
In the full report: all 24 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 7 on the FCA register, including one no longer authorised
- The 4 companies these 5 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£133k
Down £137k from £4,372
Employees (average)
12
+200% from 4
Owed within a year
£1.15m
Up £1.14m from £9,071
Net assets are negative: on its last balance sheet the company owed £133k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08107294. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Addept Insurance Services’s history from the FCA register and Companies House, newest first.
2024
1 July 2024
- Changed its registered name from "Policywise Ltd"
FCA register
9 May 2024
- Board replaced: its only director left and 5 new directors took over
- Addept Group Limited took control (75–100% of shares)
- Simon Andrew Jackson gave up control
Companies House
2016
6 April 2016
- Simon Andrew Jackson took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2 January 2013
- Became authorised by the FCA
FCA register
2012
19 November 2012
- Regulated by the Financial Services Authority from this date
FCA register
15 June 2012
- Incorporated at Companies House
Companies House
In the full report: all 49 events
- All 49 events in its history (9 shown here)
- Every director appointment and resignation: 9
Firms connected to Addept Insurance Services
Other FCA-listed firms that share a director, phone number or address with Addept Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- no longer authorised
- 1
- share a director
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Addept Insurance Services
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Addept Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 24 other companies its directors have run, named
- 3 background checks on its contact details, 2 flagged
- 7 years of accounts, charted
- All 49 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk