Addingstone Insurance Solutions Ltd

Reference number: 490466

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When addingstone.com first appeared online, and whether it can receive email
  • What kind of line 0345 862 2727 is
  • Who else gives the postcode PO15 5TD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Covered Insurance Solutions Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • May hold/control client money if rebated commission
    The general requirement not to hold or control CLIENT MONEY does not apply if the CLIENT MONEY arises from an agreement under which commission is rebated to the client.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
06699312
Company status
Active
Company type
Private limited company
Incorporated
16 September 2008 (18 years old)
Registered office
7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark John Simpson Director Jul 1985 16 Sep 2008 4 other companies
Matthew James Hartigan Director Oct 1973 12 Dec 2024 19 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
6
are FCA-registered
4

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Small company accountsNot audited

Net assets

£333k

+4.2% from £319k

Cash at bank

£227k

+48% from £153k

Employees (average)

24

+20% from 20

Owed within a year

£128k

+33% from £96.5k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06699312. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Addingstone Insurance Solutions’s history from the FCA register and Companies House, newest first.

Key events (14) All events (21)

2025

11 July 2025

  • FCA imposed a requirement (May hold/control client money if rebated commission)

FCA register

2020

9 June 2020

  • Changed its registered name from "Covered Insurance Solutions Ltd"

FCA register

27 May 2020

  • Addingstone Group Limited took control (75–100% of shares)
  • Mark John Simpson no longer has significant control

Companies House

2019

31 October 2019

  • Damian Paul Chapman no longer has significant control

Companies House

2016

6 April 2016

  • Damian Paul Chapman gained significant control
  • Mark John Simpson gained significant control
  • Mark John Simpson no longer has significant control
  • Simchap Limited gave up control
  • Simchap Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

2 January 2009

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2008

16 September 2008

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (14 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Addingstone Insurance Solutions

Other FCA-listed firms that share a director, phone number or address with Addingstone Insurance Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
3
share its postcode
4

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (3), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Addingstone Insurance Solutions

Other firms of the same type (insurance broker), nearest first.

In Fareham

A10 Brokers LimitedFarehamAuthorisedGreenfield Insurance Services LtdFarehamAuthorisedWrightsure Services (Hampshire) LimitedFarehamAuthorisedJoshua AllenFarehamAppointed representativeBeals Mortgage and Financial Services LimitedFarehamAppointed representativeCommercial Litigation Group LimitedFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Addingstone Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 21 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Addingstone Insurance Solutions Ltd FCA authorised?
Yes, Addingstone Insurance Solutions Ltd (FRN 490466) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2009 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Addingstone Insurance Solutions’ phone number and website?
The FCA register lists the phone number 0345 862 2727 and the website addingstone.com for Addingstone Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Addingstone Insurance Solutions a scam or clone?
Addingstone Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Addingstone Insurance Solutions?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Addingstone Insurance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Addingstone Insurance Solutions?
Addingstone Insurance Solutions is owned by Addingstone Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 May 2020. Before that, it was controlled by Simchap Limited, Mr Mark John Simpson and Mr Damian Paul Chapman.
Who runs Addingstone Insurance Solutions?
Companies House lists 2 directors of Addingstone Insurance Solutions: Mark John Simpson and Matthew James Hartigan.
How long has Addingstone Insurance Solutions been in business?
The company was formed on 16 September 2008, and has held its current FCA authorisation since January 2009.
What do Addingstone Insurance Solutions’ latest accounts show?
Its latest accounts, to 31 December 2023, show net assets of £333k (+4.2% from £319k) and cash at bank of £227k (+48% from £153k). Its accounts are overdue at Companies House.
Does Addingstone Insurance Solutions use any other names?
It has previously used the name Covered Insurance Solutions Ltd.

Sources and links

The full report on Addingstone Insurance Solutions Ltd

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