ADJ Retail Ltd

Reference number: 774874

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When angelicdiamonds.com first appeared online, and whether it can receive email
  • What kind of line 0191 580 0118 is
  • Who else gives the postcode NE23 1WQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Angelic Diamonds Trading name
  • Lorel Diamonds Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09949321
Company status
Active
Company type
Private limited company
Incorporated
13 January 2016 (10 years old)
Registered office
West 2 Asama Court, Newcastle Business Park, Newcastle Upon Tyne, NE4 7YD, United Kingdom
Nature of business
  • Other retail sale in non-specialised stores (SIC 47190)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Kumar Dutta Director Jul 1981 13 Jan 2016 1 other company
Nicholas Chandra Dutta Director Dec 1983 13 Jan 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£2.37m

+26% from £1.88m

Cash at bank

£1.52m

−37% from £2.40m

Employees (average)

11

+10% from 10

Owed within a year

£492k

−33% from £738k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09949321. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ADJ Retail’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2026

10 September 2026

  • Neil Kumar Dutta no longer holds 25–50% of the votes
  • Nicholas Chandra Dutta no longer holds 25–50% of the votes
  • Nnd Investments Ltd took control (75–100% of shares)

Companies House

2017

7 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Neil Kumar Dutta gained 25–50% of the votes
  • Nicholas Chandra Dutta gained 25–50% of the votes

Companies House

13 January 2016

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms like ADJ Retail

Other firms of the same type (retailer), nearest first.

In Cramlington

CJ Performance Cycles LimitedCramlingtonAuthorisedThehottubwarehouse.co.uk LtdCramlingtonAuthorised

In the Newcastle (NE) postcode area

Fenwick, LimitedNewcastle Upon TyneAuthorisedW & M Wholesale LimitedNewcastle upon TyneAuthorisedColena Ltd.North ShieldsAuthorisedA-Four Business Equipment LimitedGatesheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ADJ Retail

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is ADJ Retail Ltd FCA authorised?
Yes, ADJ Retail Ltd (FRN 774874) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a retailer. The FCA has placed no limits on its permissions.
What is ADJ Retail’s phone number and website?
The FCA register lists the phone number 0191 580 0118 and the website angelicdiamonds.com for ADJ Retail. If you were given different contact details, use these to check with the firm before going any further.
Is ADJ Retail a scam or clone?
ADJ Retail is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ADJ Retail?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how ADJ Retail handles your money, so check the specific product before you commit. You can also refer complaints about ADJ Retail to the Financial Ombudsman Service, free of charge.
Who owns ADJ Retail?
ADJ Retail is owned by Nnd Investments Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 September 2026. Before that, it was controlled by Mr Nicholas Chandra Dutta and Mr Neil Kumar Dutta.
Who runs ADJ Retail?
Companies House lists 2 directors of ADJ Retail: Neil Kumar Dutta and Nicholas Chandra Dutta.
How long has ADJ Retail been in business?
The company was formed on 13 January 2016, and has held its current FCA authorisation since April 2017.
What do ADJ Retail’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £2.37m (+26% from £1.88m) and cash at bank of £1.52m (−37% from £2.40m).
Does ADJ Retail use any other names?
It trades as Angelic Diamonds and Lorel Diamonds.

Sources and links

The full report on ADJ Retail Ltd

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