Adlington Finance Limited

Reference number: 575689

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0845 528 0089

  • Address

    Astro House, Adlington Business Park, Adlington, Macclesfield, Cheshire, SK10 4NL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0845 528 0089 is
  • Who else gives the postcode SK10 4NL
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 November 2010 (15 years old)
Registered office
The Orchard The Orchard, Wood Lane End, Adlington, Macclesfield, County (Optional), SK10 4PQ, United Kingdom
Nature of business
  • Activities of venture and development capital companies (SIC 64303)
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
David William Hirst Director Nov 1954 17 Nov 2010 15 other companies
Paul John Burnett Director Oct 1954 30 Nov 2011 1 other company
Charles Frank Aldous Director Oct 1955 30 Nov 2018 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
10
run together
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

−£295k

Up £154k from −£449k

Employees (average)

3

Same as 3

Owed within a year

£2.36m

−9.8% from £2.62m

Net assets are negative: on its last balance sheet the company owed £295k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07442383. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Adlington Finance’s history from the FCA register and Companies House, newest first.

2018

30 November 2018

  • Paul John Burnett stopped being a part-owner

Companies House

2016

6 April 2016

  • David William Hirst became the majority owner (50–75% of shares)
  • Paul John Burnett became a part-owner (25–50% of shares)

Companies House

2012

19 March 2012

  • Registered with the FCA

FCA register

2010

17 November 2010

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Get the full report on Adlington Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Adlington Finance Limited FCA authorised?
Adlington Finance Limited (FRN 575689) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Adlington Finance’s phone number?
The FCA register lists the phone number 0845 528 0089 for Adlington Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Adlington Finance a scam or clone?
Adlington Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Adlington Finance?
Money you hand to Adlington Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Adlington Finance?
Companies House lists one person with significant control of Adlington Finance: Mr David William Hirst (50–75% of shares). Before that, it was controlled by Mr Paul John Burnett.
Who runs Adlington Finance?
Companies House lists 3 directors of Adlington Finance: David William Hirst, Paul John Burnett and Charles Frank Aldous.
How long has Adlington Finance been in business?
The company was formed on 17 November 2010.
What do Adlington Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£295k (up £154k from −£449k).

Sources and links

The full report on Adlington Finance Limited

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