Appointed representative
Adrian Lappin does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
Health Net Services Limited Reference number: 312313 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Adrian Lappin (FRN 425397) is an AR of Health Net Services Limited (FRN 312313). When you use Adrian Lappin's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Adrian Lappin, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
527, Antrim Road, Belfast, BT15 3BS, United Kingdom
In the full report: 2 background checks
- What kind of line 028 9263 8934 is
- Who else gives the postcode BT15 3BS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Health Net Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Firms connected to Adrian Lappin
Other FCA-listed firms that share a director, phone number or address with Adrian Lappin. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Adrian Lappin
Other firms of the same type (insurance broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Adrian Lappin
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Adrian Lappin FCA authorised?
What does appointed representative mean for Adrian Lappin?
What is Adrian Lappin’s phone number?
Is Adrian Lappin a scam or clone?
Is my money safe with Adrian Lappin?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk