Advance Schemes Limited

Reference number: 821614

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When advanceschemes.com first appeared online, and whether it can receive email
  • What kind of line 01442 256783 is
  • Who else gives the postcode HP1 1AX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Advance Insurance Services Trading name: A name it trades under now.
  • AdvanceSchemes.com Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 April 2012 (14 years old)
Registered office
2 K D Plaza, Cotterells, Hemel Hempstead, Hertfordshire, HP1 1AX, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Brian Collis Director Nov 1947 3 Apr 2012 None
Jonathan Collis Director May 1983 3 Apr 2012 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£583k

+6.7% from £546k

Cash at bank

£1.28m

No earlier figure to compare

Employees (average)

8

Same as 8

Owed within a year

£715k

−42% from £1.24m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08016799. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advance Schemes’s history from the FCA register and Companies House, newest first.

2019

1 April 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

3 April 2017

  • Brian Collis became a part-owner (25–50% of shares)

Companies House

2012

3 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Advance Schemes

Other firms of the same type (insurance broker), nearest first.

In Hemel Hempstead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advance Schemes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Advance Schemes Limited FCA authorised?
Yes, Advance Schemes Limited (FRN 821614) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Advance Schemes’ phone number and website?
The FCA register lists the phone number 01442 256783 and the website advanceschemes.com for Advance Schemes. If you were given different contact details, use these to check with the firm before going any further.
Is Advance Schemes a scam or clone?
Advance Schemes is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advance Schemes?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Advance Schemes to the Financial Ombudsman Service, free of charge.
Who owns Advance Schemes?
Companies House lists one person with significant control of Advance Schemes: Mr Brian Collis (25–50% of shares).
Who runs Advance Schemes?
Companies House lists 2 directors of Advance Schemes: Brian Collis and Jonathan Collis.
How long has Advance Schemes been in business?
The company was formed on 3 April 2012, and has held its current FCA authorisation since April 2019.
What do Advance Schemes’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £583k (+6.7% from £546k) and cash at bank of £1.28m (no earlier figure to compare).
Does Advance Schemes use any other names?
It trades as Advance Insurance Services and AdvanceSchemes.com.

Sources and links

The full report on Advance Schemes Limited

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