Advanced Financial Planning Scotland Limited

Reference number: 460050

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Advanced Financial Planning Scotland Limited (FRN 460050) is an AR of Openwork Limited (FRN 408285). When you use Advanced Financial Planning Scotland's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Advanced Financial Planning Scotland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01467 627911

  • Address

    80 High Street, Inverurie, Aberdeenshire, AB51 3XS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01467 627911 is
  • Who else gives the postcode AB51 3XS
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Advanced Financial Planning Trading name
  • Simon Glazier Former name
  • Simon Timothy Glazier Former name
  • The Jim Smith Financial Practice Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC387177
Company status
Active
Company type
Private limited company
Incorporated
18 October 2010 (16 years old)
Registered office
80 High Street, Inverurie, Aberdeenshire, AB51 3XS, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James West Smith Director Nov 1954 18 Oct 2010 None
BURNETT & REID LLP Corporate secretary Not published 28 Apr 2025 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£3.98m

+13% from £3.53m

Cash at bank

£68.2k

+94% from £35.2k

Employees (average)

11

+38% from 8

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC387177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advanced Financial Planning Scotland’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2026

1 October 2026

  • Became an appointed representative

FCA register

2016

6 April 2016

  • James West Smith took control (75–100% of shares)

Companies House

2011

3 March 2011

  • Changed its registered name from "Simon Timothy Glazier"

FCA register

2010

18 October 2010

  • Incorporated at Companies House

Companies House

2007

22 March 2007

  • Changed its registered name from "Simon Glazier"

FCA register

2006

21 November 2006

  • Changed its registered name from "Advanced Financial Planning"

FCA register

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Advanced Financial Planning Scotland

Other firms of the same type (financial adviser), nearest first.

In Inverurie

Association of Head Teachers & Deputes in ScotlandInverurieAppointed representativeMathieson Financial Services LimitedInverurieAppointed representativeRW Morrison Wealth Management LtdInverurieAppointed representativeDavidson Wealth Management LimitedInverurieSee the registerStewardship Wealth LimitedInverurieAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advanced Financial Planning Scotland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Advanced Financial Planning Scotland Limited FCA authorised?
Advanced Financial Planning Scotland Limited (FRN 460050) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Advanced Financial Planning Scotland?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Advanced Financial Planning Scotland Limited (FRN 460050) is an AR of Openwork Limited (FRN 408285). When you use Advanced Financial Planning Scotland's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Advanced Financial Planning Scotland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Advanced Financial Planning Scotland’s phone number?
The FCA register lists the phone number 01467 627911 for Advanced Financial Planning Scotland. If you were given different contact details, use these to check with the firm before going any further.
Is Advanced Financial Planning Scotland a scam or clone?
Advanced Financial Planning Scotland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advanced Financial Planning Scotland?
Protection works through Openwork Limited, the principal firm responsible for Advanced Financial Planning Scotland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Advanced Financial Planning Scotland?
Companies House lists one person with significant control of Advanced Financial Planning Scotland: Mr James West Smith (75–100% of shares).
Who runs Advanced Financial Planning Scotland?
Companies House lists one director of Advanced Financial Planning Scotland: James West Smith.
How long has Advanced Financial Planning Scotland been in business?
The company was formed on 18 October 2010.
What do Advanced Financial Planning Scotland’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £3.98m (+13% from £3.53m) and cash at bank of £68.2k (+94% from £35.2k).
Does Advanced Financial Planning Scotland use any other names?
It trades as Advanced Financial Planning. It has previously used 3 other names: Simon Glazier, Simon Timothy Glazier and The Jim Smith Financial Practice.

Sources and links

The full report on Advanced Financial Planning Scotland Limited

£19.99 · Instant PDF download

Loading secure checkout…