Advanced Inheritance Limited

Reference number: 1012148

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When advancedinheritance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0808 258 9700 is
  • Who else gives the postcode YO26 6PH
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14906733
Company status
Active
Company type
Private limited company
Incorporated
31 May 2023 (3 years old)
Registered office
Independence House Millfield Lane, Nether Poppleton, York, YO26 6PH, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy John Loy Director Feb 1965 31 May 2023 19 other companies
Daniel John Baines Director Aug 1979 28 Aug 2023 11 other companies
Daniel Henry Otterburn Director Oct 1976 16 Oct 2023 None
George William Renwick Loy Director Jan 1994 26 Feb 2026 1 other company
Simon Warhurst Director Apr 1979 26 Feb 2026 10 other companies
Christopher Gage Neave Director Aug 1962 26 Feb 2026 18 other companies
Timothy John Loy Secretary Not published 31 May 2023 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
36
closed down
14
are FCA-registered
5

In the full report: all 36 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 13 companies these 6 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£564k

Down £433k from −£131k

Cash at bank

£481k

−33% from £723k

Employees (average)

8

+167% from 3

Owed within a year

£48.7k

+151% from £19.4k

Net assets are negative: on its last balance sheet the company owed £564k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14906733. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advanced Inheritance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2024

2 December 2024

  • Timothy John Loy stopped being a part-owner

Companies House

28 November 2024

  • Daniel John Baines stopped being a part-owner

Companies House

14 October 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

28 August 2023

  • Daniel John Baines became a part-owner (25–50% of shares)

Companies House

31 May 2023

  • Incorporated at Companies House
  • Timothy John Loy became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Advanced Inheritance

Other FCA-listed firms that share a director, phone number or address with Advanced Inheritance. A link shows who the firm is tied to, not whether either can be trusted.

past links
5

In the full report: all 0 connected firms, named

  • 5 past links through former directors
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Firms like Advanced Inheritance

Other firms of the same type (lender), nearest first.

In York

City of York CouncilYorkAuthorisedDavid John SinclairYorkAuthorisedDrivespeed Leasing LimitedYorkAuthorisedJohn OgdenYorkAuthorisedJoseph Rowntree Housing TrustYorkAuthorisedNewgate Premium Finance LtdYorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advanced Inheritance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 36 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is Advanced Inheritance Limited FCA authorised?
Yes, Advanced Inheritance Limited (FRN 1012148) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2024 and works as a lender. The FCA has placed no limits on its permissions.
What is Advanced Inheritance’s phone number and website?
The FCA register lists the phone number 0808 258 9700 and the website advancedinheritance.co.uk for Advanced Inheritance. If you were given different contact details, use these to check with the firm before going any further.
Is Advanced Inheritance a scam or clone?
Advanced Inheritance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advanced Inheritance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Advanced Inheritance handles your money, so check the specific product before you commit. You can also refer complaints about Advanced Inheritance to the Financial Ombudsman Service, free of charge.
Who owns Advanced Inheritance?
Companies House lists no one with significant control of Advanced Inheritance now. Before that, it was controlled by Mr Daniel John Baines and Mr Timothy John Loy.
Who runs Advanced Inheritance?
Companies House lists 6 directors of Advanced Inheritance: Timothy John Loy, Daniel John Baines, Daniel Henry Otterburn, George William Renwick Loy, Simon Warhurst and Christopher Gage Neave.
How long has Advanced Inheritance been in business?
The company was formed on 31 May 2023, and has held its current FCA authorisation since October 2024.
What do Advanced Inheritance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£564k (down £433k from −£131k) and cash at bank of £481k (−33% from £723k).

Sources and links

The full report on Advanced Inheritance Limited

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