Advanta Wealth (South West) Ltd

Reference number: 677869

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When westcottscfp.uk first appeared online, and whether it can receive email
  • What kind of line 0345 034 0209 is
  • Who else gives the postcode EX1 1NS
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Westcotts Chartered Financial Planners Trading name
  • Thomas Westcott Financial Management Ltd Former name
  • Westcotts Financial Management Limited Former name
  • Thomas Westcott Chartered Financial Planners Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04342122
Company status
Active
Company type
Private limited company
Incorporated
18 December 2001 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain Charles Andrews Director Mar 1976 1 Mar 2013 1 other company
Mark Robert Pearson Director Dec 1966 25 Nov 2025 37 other companies
Gregory Seath Director Apr 1970 25 Nov 2025 8 other companies
Kevin James D'Arcy Director Feb 1987 25 Nov 2025 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
19
went insolvent
1

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 10 on the FCA register, including one no longer authorised
  • The 8 companies these 4 directors run together
  • All 31 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£434k

+59% from £273k

Cash at bank

£544k

+59% from £342k

Employees (average)

19

Same as 19

Owed within a year

£256k

+10% from £232k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04342122. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advanta Wealth (South West)’s history from the FCA register and Companies House, newest first.

Key events (10) All events (74)

2025

26 November 2025

  • Changed its registered name from "Westcotts Financial Management Limited"

FCA register

2022

5 September 2022

  • Changed its registered name from "Thomas Westcott Financial Management Ltd"

FCA register

2019

20 November 2019

  • Advanta Wealth (South West) Holdings Ltd took control (75–100% of shares)

Companies House

1 July 2019

  • Richard Brian Thomas stopped being a part-owner

Companies House

2018

3 April 2018

  • Richard Brian Thomas became a part-owner (25–50% of shares)
  • Seca (Exeter) Limited stopped being a part-owner

Companies House

2016

6 April 2016

  • Seca (Exeter) Limited became a part-owner (25–50% of shares)

Companies House

2015

16 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

18 December 2001

  • Incorporated at Companies House

Companies House

In the full report: all 74 events

  • All 74 events in its history (10 shown here)
  • Every director appointment and resignation: 58
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Firms connected to Advanta Wealth (South West)

Other FCA-listed firms that share a director, phone number or address with Advanta Wealth (South West). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
9
share its postcode
2

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (9), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Advanta Wealth (South West)

Other firms of the same type (financial adviser), nearest first.

In Exeter

Acuma LimitedExeterAuthorisedAquila Financial Management LimitedExeterAuthorisedAttentus Financial Planning LtdExeterAuthorisedBeckworth Financial Services LimitedExeterAuthorisedCity Financial Planning (Exeter) LimitedExeterAuthorisedEastgate Financial Services (Exeter) LimitedExeterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advanta Wealth (South West)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 74 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Advanta Wealth (South West) Ltd FCA authorised?
Yes, Advanta Wealth (South West) Ltd (FRN 677869) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Advanta Wealth (South West)’s phone number and website?
The FCA register lists the phone number 0345 034 0209 and the website westcottscfp.uk for Advanta Wealth (South West). If you were given different contact details, use these to check with the firm before going any further.
Is Advanta Wealth (South West) a scam or clone?
Advanta Wealth (South West) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advanta Wealth (South West)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Advanta Wealth (South West) to the Financial Ombudsman Service, free of charge.
Who owns Advanta Wealth (South West)?
Advanta Wealth (South West) is owned by Advanta Wealth (South West) Holdings Ltd, which holds 75–100% of shares, since 20 November 2019. Before that, it was controlled by Seca (Exeter) Limited and Mr Richard Brian Thomas.
Who runs Advanta Wealth (South West)?
Companies House lists 4 directors of Advanta Wealth (South West): Iain Charles Andrews, Mark Robert Pearson, Gregory Seath and Kevin James D'Arcy.
How long has Advanta Wealth (South West) been in business?
The company was formed on 18 December 2001, and has held its current FCA authorisation since November 2015.
What do Advanta Wealth (South West)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £434k (+59% from £273k) and cash at bank of £544k (+59% from £342k).
Does Advanta Wealth (South West) use any other names?
It trades as Westcotts Chartered Financial Planners. It has previously used 3 other names: Thomas Westcott Financial Management Ltd, Westcotts Financial Management Limited and Thomas Westcott Chartered Financial Planners.

Sources and links

The full report on Advanta Wealth (South West) Ltd

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