Advice Talks Ltd

Reference number: 951248

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When advicescotland.com first appeared online, and whether it can receive email
  • What kind of line 07884 935894 is
  • Who else gives the postcode G52 4AR
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • www.advicescotland.com Trading name
  • Debtsolutionadvisor.co.uk Former trading name
  • Scottish-debthelp.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC533215
Company status
Active
Company type
Private limited company
Incorporated
20 April 2016 (10 years old)
Registered office
52 Selvieland Road, Glasgow, G52 4AR, Scotland
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Alan Mcintosh Director Jul 1973 20 Apr 2016 1 other company
Christine Louise Mcintosh Director Jan 1972 27 Apr 2021 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£5,978

−49% from £11.6k

Employees (average)

1

Same as 1

Owed within a year

£0

No earlier figure to compare

The accounts for the year to 30 April 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £14.0k, for the year to 30 April 2025.

Turnover

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC533215. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advice Talks’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2021

25 October 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

20 April 2016

  • Incorporated at Companies House
  • Alan McIntosh took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Advice Talks

Other firms of the same type (debt advice or management), nearest first.

In Glasgow

AMI Financial Solutions LimitedGlasgowAuthorisedBridgeton Citizens Advice BureauGlasgowAuthorisedBridgeton Citizens Advice Bureau SCIOGlasgowAuthorisedCarrington Dean Group LimitedGlasgowAuthorisedCassiltoun Housing AssociationGlasgowAuthorisedCastlemilk Citizens Advice BureauGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advice Talks

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Advice Talks Ltd FCA authorised?
Yes, Advice Talks Ltd (FRN 951248) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2021 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Advice Talks’ phone number and website?
The FCA register lists the phone number 07884 935894 and the website advicescotland.com for Advice Talks. If you were given different contact details, use these to check with the firm before going any further.
Is Advice Talks a scam or clone?
Advice Talks is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advice Talks?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Advice Talks handles your money, so check the specific product before you commit. You can also refer complaints about Advice Talks to the Financial Ombudsman Service, free of charge.
Who owns Advice Talks?
Companies House lists one person with significant control of Advice Talks: Mr Alan McIntosh (75–100% of shares).
Who runs Advice Talks?
Companies House lists 2 directors of Advice Talks: Alan McIntosh and Christine Louise McIntosh.
How long has Advice Talks been in business?
The company was formed on 20 April 2016, and has held its current FCA authorisation since October 2021.
What do Advice Talks’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £5,978 (−49% from £11.6k).
Does Advice Talks use any other names?
It trades as www.advicescotland.com. It has previously used 2 other names: Debtsolutionadvisor.co.uk and Scottish-debthelp.co.uk.

Sources and links

The full report on Advice Talks Ltd

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