Aequitas Automotive LTD

Reference number: 821163

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When easygap.co.uk first appeared online, and whether it can receive email
  • What kind of line 0151 647 7556 is
  • Who else gives the postcode CH41 5AS
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Aequitas Protect Trading name
  • BMPro.co.uk Trading name
  • easygap.co.uk Trading name
  • gapinsurance123.co.uk Trading name
  • Shortfall.co.uk Trading name
  • totallossgap.co.uk Trading name
  • tyreinsurance123.co.uk Trading name
  • bmppro.co.uk Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07347606
Company status
Active
Company type
Private limited company
Incorporated
17 August 2010 (16 years old)
Registered office
56 Hamilton Square, Birkenhead, Merseyside, CH41 5AS, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Edward Griffiths Director Sep 1972 17 Aug 2010 1 other company
Jacqueline Verdier Director Aug 1970 17 Aug 2010 3 other companies
Jacqueline Verdier Secretary Not published 17 Aug 2010 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£1.30m

−12% from £1.47m

Cash at bank

£70.8k

−20% from £88.8k

Employees (average)

7

+17% from 6

Owed within a year

£95.2k

−54% from £207k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07347606. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aequitas Automotive’s history from the FCA register and Companies House, newest first.

Key events (8) All events (21)

2022

1 September 2022

  • Aequitas Group Holdings Ltd took control (75–100% of shares)
  • Jacqueline Verdier stopped being a part-owner
  • Mark Edward Griffiths stopped being a part-owner

Companies House

2019

1 February 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

1 July 2016

  • Jacqueline Verdier became a part-owner (25–50% of shares)
  • Mark Edward Griffiths became a part-owner (25–50% of shares)

Companies House

2010

17 August 2010

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Aequitas Automotive

Other FCA-listed firms that share a director, phone number or address with Aequitas Automotive. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Aequitas Automotive

Other firms of the same type (insurance broker), nearest first.

In Birkenhead

Commendis LtdBirkenheadAuthorisedMDIS (International) LimitedBirkenheadAuthorisedSensee Financial Services LimitedBirkenheadAuthorisedW L Bidwell LimitedBirkenheadAuthorisedGB ToursBirkenheadAppointed representativeWirral Chamber of Commerce & IndustryBirkenheadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aequitas Automotive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Aequitas Automotive LTD FCA authorised?
Yes, Aequitas Automotive LTD (FRN 821163) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Aequitas Automotive’s phone number and website?
The FCA register lists the phone number 0151 647 7556 and the website easygap.co.uk for Aequitas Automotive. If you were given different contact details, use these to check with the firm before going any further.
Is Aequitas Automotive a scam or clone?
Aequitas Automotive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aequitas Automotive?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aequitas Automotive to the Financial Ombudsman Service, free of charge.
Who owns Aequitas Automotive?
Aequitas Automotive is owned by Aequitas Group Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 September 2022. Before that, it was controlled by Mr Mark Edward Griffiths and Mrs Jacqueline Verdier.
Who runs Aequitas Automotive?
Companies House lists 2 directors of Aequitas Automotive: Mark Edward Griffiths and Jacqueline Verdier.
How long has Aequitas Automotive been in business?
The company was formed on 17 August 2010, and has held its current FCA authorisation since February 2019.
What do Aequitas Automotive’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £1.30m (−12% from £1.47m) and cash at bank of £70.8k (−20% from £88.8k).
Does Aequitas Automotive use any other names?
It trades as Aequitas Protect, BMPro.co.uk, easygap.co.uk, gapinsurance123.co.uk and Shortfall.co.uk, and 2 more names. It has previously used the name bmppro.co.uk.

Sources and links

The full report on Aequitas Automotive LTD

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