Affinity Business Services Limited

Reference number: 432256

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Affinity Business Services Limited (FRN 432256) is an AR of Openwork Limited (FRN 408285). When you use Affinity Business Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Affinity Business Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 427 4000

  • Address

    15 High St, Harborne, Birmingham, West Midlands, B17 9NT, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 427 4000 is
  • Who else gives the postcode B17 9NT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Affinity Financial Planning Trading name
  • Affinity Business Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04276804
Company status
Active
Company type
Private limited company
Incorporated
24 August 2001 (25 years old)
Registered office
Grays Court 15 High Street, Harborne, Birmingham, B17 9NT
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Darshan Singh Sekhon Director Oct 1961 3 Jan 2003 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Total equity

£684k

No earlier figure to compare

Cash at bank

£554k

+33% from £416k

Employees (average)

3

Same as 3

Owed within a year

£148k

+42% from £104k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04276804. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affinity Business Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

  • Darshan Singh Sekhon took control (75–100% of votes)

Companies House

2007

1 February 2007

  • Changed its registered name from "Affinity Business Services Ltd"

FCA register

2005

5 May 2005

  • Became an appointed representative

FCA register

2001

24 August 2001

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Affinity Business Services

Other firms of the same type (financial adviser), nearest first.

In Birmingham

Andrzej GarwolinskiBirminghamAppointed representativeAtkins Wealth Consultancy LtdBirminghamAppointed representativeBetter Invest Direct limitedBirminghamAppointed representativeCarlatton Capital LimitedBirminghamAppointed representativeCasey Financial Planning LimitedBirminghamAppointed representativeCedar Wealth Planning LtdBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affinity Business Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Affinity Business Services Limited FCA authorised?
Affinity Business Services Limited (FRN 432256) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Affinity Business Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Affinity Business Services Limited (FRN 432256) is an AR of Openwork Limited (FRN 408285). When you use Affinity Business Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Affinity Business Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Affinity Business Services’ phone number?
The FCA register lists the phone number 0121 427 4000 for Affinity Business Services. If you were given different contact details, use these to check with the firm before going any further.
Is Affinity Business Services a scam or clone?
Affinity Business Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affinity Business Services?
Protection works through Openwork Limited, the principal firm responsible for Affinity Business Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Affinity Business Services?
Companies House lists one person with significant control of Affinity Business Services: Mr Darshan Singh Sekhon (75–100% of votes).
Who runs Affinity Business Services?
Companies House lists one director of Affinity Business Services: Darshan Singh Sekhon.
How long has Affinity Business Services been in business?
The company was formed on 24 August 2001.
What do Affinity Business Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £684k (no earlier figure to compare) and cash at bank of £554k (+33% from £416k).
Does Affinity Business Services use any other names?
It trades as Affinity Financial Planning. It has previously used the name Affinity Business Services Ltd.

Sources and links

The full report on Affinity Business Services Limited

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