Affinity Leasing Limited

Reference number: 678775

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 236 6001

  • Address

    c/o James Stallard, Richard Goodwin and Roderick Butcher, Butcher Woods,, 79 Caroline Street, ,, Birmingham, B3 1UP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 236 6001 is
  • Who else gives the postcode B3 1UP
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Affinity Leasing Warrington Trading name
  • Affinity Vehicle Leasing Trading name
  • Affinityvehicleleasing.com Trading name
  • Companycaroptout.com Trading name
  • Companycaroptout.co.uk Trading name
  • Financemeacar.com Trading name
  • Financemeacar.co.uk Trading name
  • Leasemeacar.co.uk Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Limits on the record

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company as subject to insolvency proceedings, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
05986481
Company status
Insolvency-Proceedings
Company type
Private limited company
Incorporated
2 November 2006 (19 years old)
Registered office
79 Caroline Street, Birmingham, B3 1UP
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Richard Howles Director Mar 1969 2 Nov 2006 11 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
8
went insolvent
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2022Small company accountsNot audited

Net assets

£459k

<1% from £458k

Cash at bank

£1,094

−3.3% from £1,131

Employees (average)

11

−27% from 15

Owed within a year

£807k

+31% from £618k

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05986481. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affinity Leasing’s history from the FCA register and Companies House, newest first.

Key events (6) All events (17)

2016

6 April 2016

  • Michelle Louise Howles became a part-owner (25–50% of shares)
  • Simon Richard Howles became the majority owner (50–75% of shares)

Companies House

2015

11 September 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2006

2 November 2006

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Affinity Leasing

Other FCA-listed firms that share a director, phone number or address with Affinity Leasing. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Affinity Leasing

Other firms of the same type (credit broker), nearest first.

In Birmingham

Midland Heart LtdBirminghamAuthorisedBartley Green CommercialsBirminghamAuthorisedCrediCar LimitedBirminghamAuthorisedCVS Financial Planning LtdBirminghamAuthorisedDr R K Farmah, Dr K K Farmah & S K FarmahBirminghamAuthorisedEdgintons of InkfordBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affinity Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Affinity Leasing Limited FCA authorised?
Yes, Affinity Leasing Limited (FRN 678775) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since September 2015 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Affinity Leasing’s phone number?
The FCA register lists the phone number 0121 236 6001 for Affinity Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Affinity Leasing a scam or clone?
Affinity Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affinity Leasing?
Affinity Leasing is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Affinity Leasing?
Companies House lists 2 people with significant control of Affinity Leasing: Mr Simon Richard Howles (50–75% of shares) and Mrs Michelle Louise Howles (25–50% of shares).
Who runs Affinity Leasing?
Companies House lists one director of Affinity Leasing: Simon Richard Howles.
How long has Affinity Leasing been in business?
The company was formed on 2 November 2006. Companies House now lists it as insolvency-proceedings.
What do Affinity Leasing’s latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of £459k (<1% from £458k) and cash at bank of £1,094 (−3.3% from £1,131). Its accounts are overdue at Companies House.
Does Affinity Leasing use any other names?
It trades as Affinity Leasing Warrington, Affinity Vehicle Leasing, Affinityvehicleleasing.com, Companycaroptout.com and Companycaroptout.co.uk, and 3 more names.

Sources and links

The full report on Affinity Leasing Limited

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