Affordable Cars 2U Ltd

Reference number: 1045146

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • AFFORDABLE CARS 2U LTD (FRN 1045146) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not AFFORDABLE CARS 2U.
  • Example: if AFFORDABLE CARS 2U refers you to a financial adviser, the advice should come from the principal firm, not from AFFORDABLE CARS 2U itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • What a page on facebook.com means for checking this firm
  • What kind of line 07508 832165 is
  • Who else gives the postcode WS12 2RN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 June 2023 (3 years old)
Registered office
38 Claygate Road, Cannock, Staffs, WS12 2RN, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Cartwright Director Jan 1983 28 Jun 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

£99.6k

Up £99.6k from £0

Employees (average)

1

Same as 1

Owed within a year

£185k

Up £185k from £0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14967222. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affordable Cars 2U’s history from the FCA register and Companies House, newest first.

2025

28 October 2025

  • Became an introducer appointed representative

FCA register

2023

28 June 2023

  • Incorporated at Companies House
  • Paul Cartwright took control (75–100% of shares)
  • Paul Cartwright appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Affordable Cars 2U

Other FCA-listed firms that share a director, phone number or address with Affordable Cars 2U. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Affordable Cars 2U

Other firms of the same type (car dealer), nearest first.

In Cannock

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affordable Cars 2U

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Affordable Cars 2U Ltd FCA authorised?
Affordable Cars 2U Ltd (FRN 1045146) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Affordable Cars 2U?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Affordable Cars 2U Ltd (FRN 1045146) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Affordable Cars 2U. Example: if Affordable Cars 2U refers you to a financial adviser, the advice should come from the principal firm, not from Affordable Cars 2U itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Affordable Cars 2U’s phone number and website?
The FCA register lists the phone number 07508 832165 and the website facebook.com/Paul.Cartwright.LUFC for Affordable Cars 2U. If you were given different contact details, use these to check with the firm before going any further.
Is Affordable Cars 2U a scam or clone?
Affordable Cars 2U is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affordable Cars 2U?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Affordable Cars 2U's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Affordable Cars 2U?
Companies House lists one person with significant control of Affordable Cars 2U: Mr Paul Cartwright (75–100% of shares).
Who runs Affordable Cars 2U?
Companies House lists one director of Affordable Cars 2U: Paul Cartwright.
How long has Affordable Cars 2U been in business?
The company was formed on 28 June 2023.
What do Affordable Cars 2U’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £99.6k (up £99.6k from £0).

Sources and links

The full report on Affordable Cars 2U Ltd

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