Africhange Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are safeguarded
No FCA actions
Active company since 2021
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

africhange.co.uk (opens in a new tab)
No phone number on the FCA register
Address

Africhange Ltd, Office 1F37, Arena Business Centres, 100 Berkshire Place, Winnersh Triangle, RG41 5RD, United Kingdom

In the full report: 2 background checks

When africhange.co.uk first appeared online, and whether it can receive email
Who else gives the postcode RG41 5RD

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

6. Money remittance.

Limits on what they may do

Agents

The firm will not onboard any agents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13130465 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 January 2021 (5 years old)
Registered office: Arena Business Centres 100 Berkshire Place, Winnersh, Wokingham, RG41 5RD, England
Nature of business: Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Ajala	Director	Aug 1989	13 Jan 2021	None
Kingsley Odiadi	Director	Apr 1974	16 Jan 2023	1 other company
Michael Neil Price	Director	Mar 1974	16 Jan 2023	7 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 1
are FCA-registered: 2

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register, including one no longer authorised

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£63.9k

+16% from £55.0k

Employees (average)

7

Same as 7

Owed within a year

£52.4k

+741% from £6,234

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2022 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13130465. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Africhange’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2024

22 February 2024

Regulated by the FCA from this date
Supervised by HMRC under the money laundering rules from this date
FCA imposed a requirement (Agents)
Became an authorised payment institution

FCA register

2021

13 January 2021

Incorporated at Companies House
David Ajala took control (75–100% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms connected to Africhange

Other FCA-listed firms that share a director, phone number or address with Africhange. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 1
share its postcode: 3

In the full report: all 4 connected firms, named

How each is linked: shared directors (1), the same postcode (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Africhange

Other firms of the same type (payment or money transfer firm), nearest first.

In the Reading (RG) postcode area

Access Finance LimitedAldermastonRegistered Afrikmoney LtdReadingRegistered Kwik Transfer LtdReadingRegistered LKS Global LtdBasingstokeRegistered Marbo Global Investments LtdBasingstokeRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Africhange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 10 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Africhange Ltd FCA authorised?

Yes, Africhange Ltd (FRN 996423) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2024 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.

What is Africhange’s website?

The FCA register lists the website africhange.co.uk for Africhange. If you were given different contact details, use these to check with the firm before going any further.

Is Africhange a scam or clone?

Africhange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Africhange?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Africhange to the Financial Ombudsman Service, free of charge.

Who owns Africhange?

Companies House lists one person with significant control of Africhange: Mr David Ajala (75–100% of shares).

Who runs Africhange?

Companies House lists 3 directors of Africhange: David Ajala, Kingsley Odiadi and Michael Neil Price.

How long has Africhange been in business?

The company was formed on 13 January 2021, and has held its current FCA authorisation since February 2024.

What do Africhange’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £63.9k (+16% from £55.0k).