AFS Advocate Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2005
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01253 769902
Address

9, Chiswick Court Business Park, Chiswick Grove, Blackpool, Lancashire, FY3 9TW, United Kingdom

In the full report: 2 background checks

What kind of line 01253 769902 is
Who else gives the postcode FY3 9TW

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05474002 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 June 2005 (21 years old)
Registered office: 9 Chiswick Court Business Park, Chiswick Grove, Blackpool, Lancashire, FY3 9TW, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Sinclair Wallace	Director	Aug 1965	7 Jun 2005	1 other company
Louise Beetham	Director	Jan 1976	2 Oct 2024	None
Clare Harker	Director	Apr 1974	2 Oct 2024	None
Clare Harker	Secretary	Not published	7 Jun 2005	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 0

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£131k

+10% from £119k

Employees (average)

3

−25% from 4

Owed within a year

£12.3k

+186% from £4,294

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05474002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AFS Advocate Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

6 April 2016

Andrew Sinclair Wallace took control (75–100% of shares)

Companies House

2013

11 October 2013

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2005

7 June 2005

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms like AFS Advocate Financial Services

Other firms of the same type (financial adviser), nearest first.

In Blackpool

Adcas Financial Management LimitedBlackpoolAuthorised Berry Financial Planning LimitedBlackpoolAuthorised CS Financial Management LimitedBlackpoolAuthorised Gavin Hathaway Investment ServicesBlackpoolAuthorised Lawton & Taylor Financial Services LimitedBlackpoolAuthorised Questa Financial Services Ltd.BlackpoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AFS Advocate Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is AFS Advocate Financial Services Limited FCA authorised?

Yes, AFS Advocate Financial Services Limited (FRN 602944) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2013 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is AFS Advocate Financial Services’ phone number?

The FCA register lists the phone number 01253 769902 for AFS Advocate Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is AFS Advocate Financial Services a scam or clone?

AFS Advocate Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with AFS Advocate Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about AFS Advocate Financial Services to the Financial Ombudsman Service, free of charge.

Who owns AFS Advocate Financial Services?

Companies House lists one person with significant control of AFS Advocate Financial Services: Mr Andrew Sinclair Wallace (75–100% of shares).

Who runs AFS Advocate Financial Services?

Companies House lists 3 directors of AFS Advocate Financial Services: Andrew Sinclair Wallace, Louise Beetham and Clare Harker.

How long has AFS Advocate Financial Services been in business?

The company was formed on 7 June 2005, and has held its current FCA authorisation since October 2013.

What do AFS Advocate Financial Services’ latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £131k (+10% from £119k).