Agama & Associates Limited

Reference number: 731580

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07980 804656

  • Address

    68 Northey Avenue, Cheam, Sutton, SM2 7HJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07980 804656 is
  • Who else gives the postcode SM2 7HJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Independent Banking Consultants Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09666987
Company status
Active
Company type
Private limited company
Incorporated
2 July 2015 (11 years old)
Registered office
Unit 7 Wheatcroft Business Park, Landmere Lane, Edwalton, Nottingham, NG12 4DG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John T Kportufe Agama Director Nov 1966 2 Jul 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£8,694

+169% from £3,228

Employees (average)

1

Same as 1

Owed within a year

£4,706

−16% from £5,609

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09666987. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Agama & Associates’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

15 July 2016

  • John Agama took control (75–100% of shares)

Companies House

24 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

2 July 2015

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Agama & Associates

Other firms of the same type (credit broker), nearest first.

In Sutton

Abeer Raja Abdul-Raheem Al-AdhamiSuttonAuthorisedEurolease (London) LimitedSuttonAuthorisedFocus Finance Solutions LimitedSuttonAuthorisedGerald MorleySuttonAuthorisedComplete Financial Fitness LtdSuttonAppointed representativeMBA Commercial Lending LimitedSuttonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Agama & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Agama & Associates Limited FCA authorised?
Yes, Agama & Associates Limited (FRN 731580) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Agama & Associates’ phone number?
The FCA register lists the phone number 07980 804656 for Agama & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Agama & Associates a scam or clone?
Agama & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Agama & Associates?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Agama & Associates handles your money, so check the specific product before you commit. You can also refer complaints about Agama & Associates to the Financial Ombudsman Service, free of charge.
Who owns Agama & Associates?
Companies House lists one person with significant control of Agama & Associates: Mr John Agama (75–100% of shares).
Who runs Agama & Associates?
Companies House lists one director of Agama & Associates: John T Kportufe Agama.
How long has Agama & Associates been in business?
The company was formed on 2 July 2015, and has held its current FCA authorisation since May 2016.
What do Agama & Associates’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £8,694 (+169% from £3,228).
Does Agama & Associates use any other names?
It has previously used the name Independent Banking Consultants.

Sources and links

The full report on Agama & Associates Limited

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