Agricultural & Groundscare Credit Limited

Reference number: 677980

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When agcredit.co.uk first appeared online, and whether it can receive email
  • What kind of line 01452 840549 is
  • Who else gives the postcode GL19 4PW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • AGCredit Trading name
  • Haydonian Credit Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05901012
Company status
Active
Company type
Private limited company
Incorporated
9 August 2006 (20 years old)
Registered office
Nightingale House, 46/48 East, Street, Epsom, Surrey, KT17 1HQ
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Phillip Joslyn Director May 1966 9 Aug 2006 6 other companies
Kate Marie Joslyn Director Sep 1963 31 Mar 2008 None
Nicholas John Ward Director May 1960 11 May 2010 None
Paul Martin Director Jan 1978 3 Jun 2014 None
Luke Nicholas Ward Director Jan 1989 1 Jan 2017 None
Simon Phillip Joslyn Secretary Not published 9 Aug 2006 6 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
still active
4

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£1.43m

+7.9% from £1.32m

Cash at bank

£118k

−20% from £147k

Owed within a year

£533k

+14% from £466k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05901012. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Agricultural & Groundscare Credit’s history from the FCA register and Companies House, newest first.

Key events (5) All events (18)

2016

6 April 2016

  • Kate Marie Joslyn became a part-owner (25–50% of shares)
  • Simon Phillip Joslyn became a part-owner (25–50% of shares)

Companies House

2015

5 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

9 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms like Agricultural & Groundscare Credit

Other firms of the same type (lender), nearest first.

In Gloucester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Agricultural & Groundscare Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Agricultural & Groundscare Credit Limited FCA authorised?
Yes, Agricultural & Groundscare Credit Limited (FRN 677980) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Agricultural & Groundscare Credit’s phone number and website?
The FCA register lists the phone number 01452 840549 and the website agcredit.co.uk for Agricultural & Groundscare Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Agricultural & Groundscare Credit a scam or clone?
Agricultural & Groundscare Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Agricultural & Groundscare Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Agricultural & Groundscare Credit handles your money, so check the specific product before you commit. You can also refer complaints about Agricultural & Groundscare Credit to the Financial Ombudsman Service, free of charge.
Who owns Agricultural & Groundscare Credit?
Companies House lists 2 people with significant control of Agricultural & Groundscare Credit: Mr Simon Phillip Joslyn (25–50% of shares) and Mrs Kate Marie Joslyn (25–50% of shares).
Who runs Agricultural & Groundscare Credit?
Companies House lists 5 directors of Agricultural & Groundscare Credit: Simon Phillip Joslyn, Kate Marie Joslyn, Nicholas John Ward, Paul Martin and Luke Nicholas Ward.
How long has Agricultural & Groundscare Credit been in business?
The company was formed on 9 August 2006, and has held its current FCA authorisation since October 2015.
What do Agricultural & Groundscare Credit’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.43m (+7.9% from £1.32m) and cash at bank of £118k (−20% from £147k).
Does Agricultural & Groundscare Credit use any other names?
It trades as AGCredit and Haydonian Credit.

Sources and links

The full report on Agricultural & Groundscare Credit Limited

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