Ags Mortgages & Financial Services Ltd

Reference number: 1023536

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Wealthmax Financial Advisers Limited Reference number: 766509 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AGS MORTGAGES & FINANCIAL SERVICES LTD (FRN 1023536) is an AR of Wealthmax Financial Advisers Limited (FRN 766509). When you use AGS MORTGAGES & FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AGS MORTGAGES & FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07964 882524

  • Address

    7 Phoenix House, Phoenix Business Centre, Rosslyn Crescent, Harrow, England, HA1 2SP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07964 882524 is
  • Who else gives the postcode HA1 2SP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wealthmax Financial Advisers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
16011930
Company status
Active
Company type
Private limited company
Incorporated
11 October 2024 (2 years old)
Registered office
7 Phoenix House, Phoenix Business Centre, Rosslyn Crescent, Harrow, HA1 2SP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Vaishaliben Amitkumar Patel Director Nov 1980 11 Oct 2024 None
Amitkumar Jagdishkumar Patel Secretary Not published 9 Sep 2025 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Ags Mortgages & Financial Services’s history from the FCA register and Companies House, newest first.

2025

18 February 2025

  • Became an appointed representative

FCA register

2024

11 October 2024

  • Incorporated at Companies House
  • Vaishaliben Amitkumar Patel took control (75–100% of shares)
  • Vaishaliben Amitkumar Patel appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ags Mortgages & Financial Services

Other FCA-listed firms that share a director, phone number or address with Ags Mortgages & Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Ags Mortgages & Financial Services

Other firms of the same type (insurance broker), nearest first.

In Harrow

Consilium LtdHarrowAppointed representativeExton Advisors LimitedHarrowAppointed representativeFusion Financial Services LimitedHarrowAppointed representativeGlobal Financial Advisors LtdHarrowAppointed representativeHGC Finance LtdHarrowAppointed representativeLandcruiser Owners ClubHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ags Mortgages & Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ags Mortgages & Financial Services Ltd FCA authorised?
Ags Mortgages & Financial Services Ltd (FRN 1023536) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ags Mortgages & Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ags Mortgages & Financial Services Ltd (FRN 1023536) is an AR of Wealthmax Financial Advisers Limited (FRN 766509). When you use Ags Mortgages & Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ags Mortgages & Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ags Mortgages & Financial Services’ phone number?
The FCA register lists the phone number 07964 882524 for Ags Mortgages & Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Ags Mortgages & Financial Services a scam or clone?
Ags Mortgages & Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ags Mortgages & Financial Services?
Protection works through Wealthmax Financial Advisers Limited, the principal firm responsible for Ags Mortgages & Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ags Mortgages & Financial Services?
Companies House lists one person with significant control of Ags Mortgages & Financial Services: Mrs Vaishaliben Amitkumar Patel (75–100% of shares).
Who runs Ags Mortgages & Financial Services?
Companies House lists one director of Ags Mortgages & Financial Services: Vaishaliben Amitkumar Patel.
How long has Ags Mortgages & Financial Services been in business?
The company was formed on 11 October 2024.

Sources and links

The full report on Ags Mortgages & Financial Services Ltd

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