AHCI Limited
Reference number: 648206
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 July 2025
Responsible principal firm
Build Secure Ltd Reference number: 983231 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AHCI Limited (FRN 648206) is an AR of Build Secure Ltd (FRN 983231). When you use AHCI's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AHCI, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
110 Mere Grange, Leaside, St. Helens, St. Helens, WA9 5GG, United Kingdom
In the full report: 3 background checks
- When ahci.co.uk first appeared online, and whether it can receive email
- What kind of line 01925 563185 is
- Who else gives the postcode WA9 5GG
Other names (3)
If you were contacted under any of these names, it is this firm.
- Advantage Trading name: A name it trades under now.
- Advantage Surety Trading name: A name it trades under now.
- Advantage AHCI Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Build Secure Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09135644 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 July 2014 (12 years old)
- Registered office
- 110 Mere Grange, Leaside, St. Helens, WA9 5GG, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mike David Salt | Director | Mar 1947 | 1 Mar 2016 | 9 other companies |
| Keith Phillip Gannon | Director | May 1962 | 24 Jan 2019 | 32 other companies |
| James Christian Topping | Director | Jan 1974 | 9 Jun 2025 | 3 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 44
- closed down
- 24
- went insolvent
- 1
In the full report: all 44 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£5.71m
+9.2% from £5.23m
Cash at bank
£8,843
−59% from £21.7k
Employees (average)
47
−4.1% from 49
Owed within a year
£3.14m
+58% from £1.98m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09135644. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ahci’s history from the FCA register and Companies House, newest first.
2025
25 November 2025
- Attiyah Zahrah Mirza no longer has significant control
Companies House
2022
21 June 2022
- Makin Hay Limited became a part-owner (25–50% of shares)
Companies House
2019
20 August 2019
- Jon Eric Halliday no longer has significant control
- Keith Phillip Gannon gained significant control
Companies House
25 January 2019
- Changed its registered name from "Advantage AHCI Limited"
FCA register
3 January 2019
- Changed its registered name from "AHCI Limited"
FCA register
2017
3 October 2017
- Jon Eric Halliday gained significant control
Companies House
12 April 2017
- John James Brennan no longer has significant control
Companies House
2016
6 April 2016
- Attiyah Zahrah Mirza gained significant control
- Jamgan4 Ltd became a part-owner (25–50% of shares)
- John James Brennan gained significant control
- Michael David Salt became a part-owner (25–50% of shares)
Companies House
2014
30 September 2014
- Became an appointed representative
FCA register
17 July 2014
- Incorporated at Companies House
Companies House
In the full report: all 33 events
- All 33 events in its history (14 shown here)
- Every director appointment and resignation: 17
Firms connected to Ahci
Other FCA-listed firms that share a director, phone number or address with Ahci. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Ahci
Other firms of the same type (insurance broker), nearest first.
In St. Helens
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ahci
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 44 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 33 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Ahci’s latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk