Aidan Kearns

Reference number: 215232

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Appointed representative

Aidan Kearns does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aidan Kearns (FRN 215232) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Aidan Kearns's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aidan Kearns, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When derrymortgagesolutions.com first appeared online, and whether it can receive email
  • What kind of line 028 7132 9898 is
  • Who else gives the postcode BT48 6AP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Aidan Kearns Financial Services Trading name
  • Derry Mortgage Solutions Trading name
  • Aiden Kearns Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Aidan Kearns’s history from the FCA register and Companies House, newest first.

2017

6 July 2017

  • Began trading as "Derry Mortgage Solutions"

FCA register

2016

31 October 2016

  • Changed its registered name from "Aiden Kearns"

FCA register

2012

16 April 2012

  • Began trading as "Aidan Kearns Financial Services"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Aidan Kearns

Other firms of the same type (financial adviser), nearest first.

In Derry

KMC Wealth Management LtdDerryAppointed representativeNoel CrossanDerryAppointed representativeFoyle Financial LtdDerryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aidan Kearns

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Aidan Kearns FCA authorised?
Aidan Kearns (FRN 215232) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aidan Kearns?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aidan Kearns (FRN 215232) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Aidan Kearns's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aidan Kearns, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Aidan Kearns’ phone number and website?
The FCA register lists the phone number 028 7132 9898 and the website derrymortgagesolutions.com for Aidan Kearns. If you were given different contact details, use these to check with the firm before going any further.
Is Aidan Kearns a scam or clone?
Aidan Kearns is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aidan Kearns?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Aidan Kearns's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Aidan Kearns use any other names?
It trades as Aidan Kearns Financial Services and Derry Mortgage Solutions. It has previously used the name Aiden Kearns.

Sources and links

The full report on Aidan Kearns

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