Ainsworth Mortgages Limited

Reference number: 428802

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ainsworthmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07980 823678 is
  • Who else gives the postcode CH47 2AN
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05360031
Company status
Active
Company type
Private limited company
Incorporated
10 February 2005 (21 years old)
Registered office
11 Valentia Road, Wirral, CH47 2AN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael John Ainsworth Director Mar 1968 10 Feb 2005 None
Angela Ainsworth Secretary Not published 10 Feb 2005 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£68.5k

+17% from £58.7k

Cash at bank

£82.0k

+36% from £60.2k

Employees (average)

1

Same as 1

Owed within a year

£17.3k

+175% from £6,289

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05360031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ainsworth Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

6 April 2016

  • Michael John Ainsworth gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

5 September 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

10 February 2005

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Ainsworth Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wirral

Buysure Trust & Insurance Services GB LtdWirralAuthorisedConcept Mortgages LimitedWirralAuthorisedGraham Stanley PikeWirralAuthorisedSmart Financial Products LimitedWirralAuthorisedA Penny Saved LtdWirralAppointed representativeAnthony RowanWirralAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ainsworth Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Ainsworth Mortgages Limited FCA authorised?
Yes, Ainsworth Mortgages Limited (FRN 428802) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Ainsworth Mortgages’ phone number and website?
The FCA register lists the phone number 07980 823678 and the website ainsworthmortgages.co.uk for Ainsworth Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Ainsworth Mortgages a scam or clone?
Ainsworth Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ainsworth Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ainsworth Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Ainsworth Mortgages?
Companies House lists one person with significant control of Ainsworth Mortgages: Mr Michael John Ainsworth (significant influence or control).
Who runs Ainsworth Mortgages?
Companies House lists one director of Ainsworth Mortgages: Michael John Ainsworth.
How long has Ainsworth Mortgages been in business?
The company was formed on 10 February 2005, and has held its current FCA authorisation since September 2005.
What do Ainsworth Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £68.5k (+17% from £58.7k) and cash at bank of £82.0k (+36% from £60.2k).

Sources and links

The full report on Ainsworth Mortgages Limited

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