Aitchison Raffety (Commercial) Limited
Reference number: 729295
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 1997
- Accounts filed up to 30 September 2023
- Its whole board of directors changed in August 2025
Responsible principal firm
ST. GILES INSURANCE & FINANCE SERVICES LIMITED Reference number: 311167 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Aitchison Raffety (Commercial) Limited (FRN 729295) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Aitchison Raffety (Commercial)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Aitchison Raffety (Commercial), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 4, Stokenchurch Business Park, Ibstone Road, Stokenchurch, High Wycombe, Buckinghamshire, HP14 3FE, United Kingdom
In the full report: 3 background checks
- When argroup.co.uk first appeared online, and whether it can receive email
- What kind of line 01494 538800 is
- Who else gives the postcode HP14 3FE
Other names (3)
If you were contacted under any of these names, it is this firm.
- AR Group Trading name: A name it trades under now.
- Aitchison Raffety (Commercial) Ltd Former name: A name it was registered under before.
- Aitchisons Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03436430 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 September 1997 (29 years old)
- Registered office
- 72-75 Marylebone High Street, London, W1U 5JW, United Kingdom
- Nature of business
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- Real estate agencies (SIC 68310)
- Management of real estate on a fee or contract basis (SIC 68320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Calum Campbell | Director | Jul 1969 | 30 Aug 2025 | 6 other companies |
| Keith Watters | Director | Sep 1978 | 30 Aug 2025 | None |
| Jennifer Doran | Director | Aug 1983 | 30 Aug 2025 | 6 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- still active
- 7
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 5 companies these 3 directors run together
- All 38 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£848k
+51% from £562k
Cash at bank
£65.1k
−7.9% from £70.6k
Employees (average)
87
−16% from 103
Owed within a year
£2.94m
+8.4% from £2.71m
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03436430. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Aitchison Raffety (Commercial)’s history from the FCA register and Companies House, newest first.
2025
30 August 2025
- Board replaced: all 3 directors left and 3 new directors took over
- Aitchison Raffety Group Limited gave up control
- Ryder Holdco Limited took control (75–100% of shares)
Companies House
2024
27 June 2024
- Changed its registered name from "Aitchison Raffety (Commercial) Ltd"
FCA register
2016
6 April 2016
- Aitchison Raffety Group Limited took control (75–100% of shares)
Companies House
2015
17 December 2015
- Became an appointed representative
FCA register
1997
15 September 1997
- Incorporated at Companies House
Companies House
In the full report: all 83 events
- All 83 events in its history (7 shown here)
- Every director appointment and resignation: 73
Firms connected to Aitchison Raffety (Commercial)
Other FCA-listed firms that share a director, phone number or address with Aitchison Raffety (Commercial). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Aitchison Raffety (Commercial)
Other firms of the same type (insurance broker), nearest first.
In High Wycombe
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Aitchison Raffety (Commercial)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- All 83 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk