AL Mortgage Solutions Ltd

Reference number: 809488

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AL Mortgage Solutions Ltd (FRN 809488) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use AL Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AL Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07412 563920

  • Address

    A L Mortgage Solutions, 80 Allerton Road, Mossley Hill, Liverpool, Liverpool, L18 1LW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07412 563920 is
  • Who else gives the postcode L18 1LW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • AL Health Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 April 2018 (8 years old)
Registered office
18 Cypress Grove, Liverpool, Merseyside, L16 2AB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Leppert Director Apr 1991 16 Apr 2018 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£425k

+40% from £304k

Cash at bank

£117k

−1.9% from £119k

Employees (average)

8

+14% from 7

Owed within a year

£94.1k

+16% from £81.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11312335. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AL Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2024

1 September 2024

  • Al Group Holdings Ltd took control (75–100% of shares)
  • Alex Leppert stopped being a part-owner
  • Sarah Anne Leppert stopped being a part-owner

Companies House

2022

16 November 2022

  • Began trading as "AL Health"

FCA register

2018

24 September 2018

  • Sarah Anne Leppert became a part-owner (25–50% of shares)

Companies House

18 May 2018

  • Became an appointed representative

FCA register

16 April 2018

  • Incorporated at Companies House
  • Alex Leppert became a part-owner (25–50% of shares)
  • Alex Leppert appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AL Mortgage Solutions

Other firms of the same type (insurance broker), nearest first.

In Liverpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AL Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is AL Mortgage Solutions Ltd FCA authorised?
AL Mortgage Solutions Ltd (FRN 809488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AL Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AL Mortgage Solutions Ltd (FRN 809488) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use AL Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AL Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AL Mortgage Solutions’ phone number?
The FCA register lists the phone number 07412 563920 for AL Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is AL Mortgage Solutions a scam or clone?
AL Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AL Mortgage Solutions?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for AL Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AL Mortgage Solutions?
AL Mortgage Solutions is owned by Al Group Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 September 2024. Before that, it was controlled by Mrs Sarah Anne Leppert and Mr Alex Leppert.
Who runs AL Mortgage Solutions?
Companies House lists one director of AL Mortgage Solutions: Alex Leppert.
How long has AL Mortgage Solutions been in business?
The company was formed on 16 April 2018.
What do AL Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £425k (+40% from £304k) and cash at bank of £117k (−1.9% from £119k).
Does AL Mortgage Solutions use any other names?
It trades as AL Health.

Sources and links

The full report on AL Mortgage Solutions Ltd

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