Alfa Funding Limited

Reference number: 689163

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When overtonprestige.co.uk first appeared online, and whether it can receive email
  • What kind of line 07539 075275 is
  • Who else gives the postcode DE65 5FJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Overton Prestige Trading name
  • UK Car Broker Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07605435
Company status
Active
Company type
Private limited company
Incorporated
15 April 2011 (15 years old)
Registered office
Leisure Kingdom Egginton Road, Hilton, Derby, Derbyshire, DE65 5FJ, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Michael Overton Director Oct 1971 15 Apr 2011 6 other companies
Nichola Jane Overton Director Oct 1971 15 May 2017 5 other companies
Nichola Jane Overton Secretary Not published 15 Apr 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
run together
5

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 2 directors run together
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£60.2k

−9.9% from £66.8k

Cash at bank

£250k

+698% from £31.3k

Employees (average)

3

Same as 3

Owed within a year

£264k

−31% from £382k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07605435. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Alfa Funding’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2025

18 March 2025

  • Kevin Michael Overton stopped being the majority owner
  • Nichola Jane Overton stopped being a part-owner
  • UK Vehicle Logistics Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Kevin Michael Overton became the majority owner (50–75% of shares)
  • Nichola Jane Overton became a part-owner (25–50% of shares)

Companies House

2015

20 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2011

15 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Alfa Funding

Other FCA-listed firms that share a director, phone number or address with Alfa Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Alfa Funding

Other firms of the same type (car dealer), nearest first.

In Derby

4 Motion Cars LimitedDerbyAuthorisedAA Trade Cars LimitedDerbyAuthorisedAffordable Motor Group LtdDerbyAuthorisedASD Automotive LtdDerbyAuthorisedBc Company (Derby) LtdDerbyAuthorisedBeechwood (Derby) LimitedDerbyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alfa Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 8 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Alfa Funding Limited FCA authorised?
Yes, Alfa Funding Limited (FRN 689163) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Alfa Funding’s phone number and website?
The FCA register lists the phone number 07539 075275 and the website overtonprestige.co.uk for Alfa Funding. If you were given different contact details, use these to check with the firm before going any further.
Is Alfa Funding a scam or clone?
Alfa Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alfa Funding?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Alfa Funding handles your money, so check the specific product before you commit. You can also refer complaints about Alfa Funding to the Financial Ombudsman Service, free of charge.
Who owns Alfa Funding?
Alfa Funding is owned by UK Vehicle Logistics Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 March 2025. Before that, it was controlled by Mr Kevin Michael Overton and Mrs Nichola Jane Overton.
Who runs Alfa Funding?
Companies House lists 2 directors of Alfa Funding: Kevin Michael Overton and Nichola Jane Overton.
How long has Alfa Funding been in business?
The company was formed on 15 April 2011, and has held its current FCA authorisation since July 2015.
What do Alfa Funding’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £60.2k (−9.9% from £66.8k) and cash at bank of £250k (+698% from £31.3k).
Does Alfa Funding use any other names?
It trades as Overton Prestige and UK Car Broker.

Sources and links

The full report on Alfa Funding Limited

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