Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 1960
- Accounts filed up to 31 December 2025
Responsible principal firm
Ecclesiastical Planning Services Limited Reference number: 958152 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Alfred Smith & Son (Penzance) Limited (FRN 981571) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Alfred Smith & Son (Penzance)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Alfred Smith & Son (Penzance), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
31 Clarence Street, Penzance, Cornwall, TR18 2NX, United Kingdom
In the full report: 2 background checks
- What kind of line 01736 362592 is
- Who else gives the postcode TR18 2NX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00661550 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 June 1960 (66 years old)
- Registered office
- Clarence Street,, Penzance,, Cornwall, TR18 2NU
- Nature of business
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- Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)
- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Henrietta Mary Wilkinson | Director | Jul 1997 | 20 Oct 2017 | None |
| Benjamin Wilkinson | Director | Sep 1993 | 20 Oct 2017 | None |
| Marcus Wilkinson | Director | May 1964 | Not published | 3 other companies |
| Susan Fiona Jane Calvert | Director | Apr 1960 | Not published | None |
| Susan Fiona Jane Calvert | Secretary | Not published | 6 Mar 1998 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.38m
+2.3% from £1.34m
Cash at bank
£121k
+19% from £102k
Owed within a year
£313k
<1% from £312k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00661550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Alfred Smith & Son (Penzance)’s history from the FCA register and Companies House, newest first.
2022
23 August 2022
- Became an appointed representative
FCA register
2016
6 April 2016
- Marcus Wilkinson became a part-owner (25–50% of shares)
- Susan Fiona Jane Calvert became the majority owner (50–75% of shares)
Companies House
1960
3 June 1960
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms connected to Alfred Smith & Son (Penzance)
Other FCA-listed firms that share a director, phone number or address with Alfred Smith & Son (Penzance). A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Alfred Smith & Son (Penzance)
Other firms of the same type (funeral director), nearest first.
In Penzance
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Alfred Smith & Son (Penzance)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk