Aligned Finance Limited

Reference number: 1064868

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aligned Finance Limited (FRN 1064868) is an AR of EFT Finance Limited (FRN 667290). When you use Aligned Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aligned Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07446 776665

  • Address

    67 Princes Gardens, Highfield Street, Liverpool, Liverpool, L3 6LH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07446 776665 is
  • Who else gives the postcode L3 6LH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16436157
Company status
Active
Company type
Private limited company
Incorporated
7 May 2025 (1 year old)
Registered office
C/O Clever Accounts Ltd, Brookfield Court Selby Road, Garforth, Leeds, LS25 1NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kyle Peter Murrie Director Mar 1997 7 May 2025 None
Serafim Augusto Valente Soares Parente Director Feb 1997 16 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Aligned Finance’s history from the FCA register and Companies House, newest first.

2026

27 October 2026

  • Became an appointed representative

FCA register

16 September 2026

  • Serafim Augusto Valente Soares Parente became the majority owner (50–75% of shares)
  • Serafim Augusto Valente Soares Parente appointed as a director

Companies House

2025

7 May 2025

  • Incorporated at Companies House
  • Kyle Peter Murrie became a part-owner (25–50% of shares)
  • Kyle Peter Murrie appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Aligned Finance

Other firms of the same type (credit broker), nearest first.

In Liverpool

Anthony Phillip HayesLiverpoolAppointed representativeBaltic Bespoke Group LtdLiverpoolAppointed representativeBelter Digital LimitedLiverpoolAppointed representativeDaniel Stuart ThompsonLiverpoolAppointed representativeGordon DavisLiverpoolAppointed representativeJ S Wilkinson & D G ThomasLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aligned Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Aligned Finance Limited FCA authorised?
Aligned Finance Limited (FRN 1064868) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aligned Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aligned Finance Limited (FRN 1064868) is an AR of EFT Finance Limited (FRN 667290). When you use Aligned Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aligned Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Aligned Finance’s phone number?
The FCA register lists the phone number 07446 776665 for Aligned Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Aligned Finance a scam or clone?
Aligned Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aligned Finance?
Protection works through EFT Finance Limited, the principal firm responsible for Aligned Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Aligned Finance?
Companies House lists 2 people with significant control of Aligned Finance: Serafim Augusto Valente Soares Parente (50–75% of shares) and Mr Kyle Peter Murrie (25–50% of shares).
Who runs Aligned Finance?
Companies House lists 2 directors of Aligned Finance: Kyle Peter Murrie and Serafim Augusto Valente Soares Parente.
How long has Aligned Finance been in business?
The company was formed on 7 May 2025.

Sources and links

The full report on Aligned Finance Limited

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