Allan James Financial Services Limited

Reference number: 696175

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ajfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01543 444488 is
  • Who else gives the postcode WS13 8RL
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08238247
Company status
Active
Company type
Private limited company
Incorporated
3 October 2012 (14 years old)
Registered office
Brookhay Meadows Brookhay Lane, Fradley, Lichfield, Staffordshire, WS13 8RL, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Allan David James Director Mar 1966 3 Oct 2012 3 other companies
Natalie Luisa Stanley Director Dec 1988 6 Apr 2013 2 other companies
Ashley David Thomas James Director Mar 1991 5 Aug 2013 2 other companies
Sophie Olivia James Director Sep 1995 31 Dec 2022 1 other company
John Stephen Stanley Director Nov 1984 19 Dec 2023 1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£61.0k

−66% from £182k

Cash at bank

£5,084

−73% from £19.1k

Employees (average)

6

Same as 6

Owed within a year

£299k

+19% from £251k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08238247. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Allan James Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2024

20 February 2024

  • Ajfs Holdings Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Allan David James gained significant control

Companies House

2015

18 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

3 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms connected to Allan James Financial Services

Other FCA-listed firms that share a director, phone number or address with Allan James Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like Allan James Financial Services

Other firms of the same type (credit broker), nearest first.

In Lichfield

Daniel EdwardsLichfieldAuthorisedPhilip George Valentine and Christine ValentineLichfieldAuthorisedZahoor AltafLichfieldAuthorised2nd City Commercial LimitedLichfieldAppointed representativeHamilton Tole LtdLichfieldAppointed representativeHexis (UK) LimitedLichfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Allan James Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Allan James Financial Services Limited FCA authorised?
Yes, Allan James Financial Services Limited (FRN 696175) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Allan James Financial Services’ phone number and website?
The FCA register lists the phone number 01543 444488 and the website ajfinance.co.uk for Allan James Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Allan James Financial Services a scam or clone?
Allan James Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Allan James Financial Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Allan James Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Allan James Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Allan James Financial Services?
Allan James Financial Services is owned by Ajfs Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 20 February 2024.
Who runs Allan James Financial Services?
Companies House lists 5 directors of Allan James Financial Services: Allan David James, Natalie Luisa Stanley, Ashley David Thomas James, Sophie Olivia James and John Stephen Stanley.
How long has Allan James Financial Services been in business?
The company was formed on 3 October 2012, and has held its current FCA authorisation since September 2015.
What do Allan James Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £61.0k (−66% from £182k) and cash at bank of £5,084 (−73% from £19.1k).

Sources and links

The full report on Allan James Financial Services Limited

£19.99 · Instant PDF download

Loading secure checkout…