On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
4th/5th Floor, 15 Worship Street, London, EC2A 2DT, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EC2A 2DT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Allica Bank Asset Finance Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12784979 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 August 2020 (6 years old)
- Registered office
- 4th/5th Floor 15 Worship Street, London, EC2A 2DT, England
- Nature of business
-
- Financial leasing (SIC 64910)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Benjamin Heath | Director | Oct 1971 | 1 Aug 2020 | 9 other companies |
| Richard Hugh Bennett-Davies | Director | May 1979 | 19 Nov 2020 | 1 other company |
| Nicholas James Baker | Director | Jan 1984 | 9 Feb 2022 | 8 other companies |
| Alan Patrick Dunmur | Director | Jul 1968 | 10 Nov 2023 | 1 other company |
| Catharine Valdar | Secretary | Not published | 1 Aug 2020 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- still active
- 10
- went insolvent
- 3
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The 3 that went into liquidation or administration
- The 4 on the FCA register
- The 6 companies these 4 directors run together
- All 7 people who have ever been directors, with their dates
Key dates in its history
Allica Financial Services’s history from the FCA register and Companies House, newest first.
2025
30 December 2025
- Registered with the FCA
FCA register
2020
1 August 2020
- Incorporated at Companies House
- Allica Bank Limited took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (3 shown here)
- Every director appointment and resignation: 10
Firms connected to Allica Financial Services
Other FCA-listed firms that share a director, phone number or address with Allica Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Get the full report on Allica Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 1 background check on its contact details
- All 14 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Allica Financial Services Limited FCA authorised?
Is Allica Financial Services a scam or clone?
Is my money safe with Allica Financial Services?
Who owns Allica Financial Services?
Who runs Allica Financial Services?
How long has Allica Financial Services been in business?
Does Allica Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk