Alltruysm Ltd

Reference number: 1031755

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When alltruysm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07845 273452 is
  • Who else gives the postcode BB1 8AQ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Manual Underwriting Requirement
    For the first loan assessed onward, the firm must conduct all creditworthiness (including credit risk and affordability) assessments only through manual underwriting methods and processes. Automated decision-making tools must not be used at any stage of the creditworthiness assessment processes. Manual creditworthiness assessments must also be supported by documented evidence and be undertaken in accordance with the firm’s internal manual creditworthiness assessment policy and process documents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 July 2024 (2 years old)
Registered office
17 Rosa Way, Blackburn, BB1 8AQ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Kadu Director Sep 1992 31 Jul 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£13.0k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15868977. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Alltruysm’s history from the FCA register and Companies House, newest first.

2026

26 January 2026

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Manual Underwriting Requirement)
  • Became authorised by the FCA

FCA register

2024

31 July 2024

  • Incorporated at Companies House
  • Adam Kadu took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Alltruysm

Other firms of the same type (lender), nearest first.

In Blackburn

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alltruysm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Alltruysm Ltd FCA authorised?
Yes, Alltruysm Ltd (FRN 1031755) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2026 and works as a lender. The FCA has placed a limit on what it may do.
What is Alltruysm’s phone number and website?
The FCA register lists the phone number 07845 273452 and the website alltruysm.co.uk for Alltruysm. If you were given different contact details, use these to check with the firm before going any further.
Is Alltruysm a scam or clone?
Alltruysm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alltruysm?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Alltruysm handles your money, so check the specific product before you commit. You can also refer complaints about Alltruysm to the Financial Ombudsman Service, free of charge.
Who owns Alltruysm?
Companies House lists one person with significant control of Alltruysm: Mr Adam Kadu (75–100% of shares).
Who runs Alltruysm?
Companies House lists one director of Alltruysm: Adam Kadu.
How long has Alltruysm been in business?
The company was formed on 31 July 2024, and has held its current FCA authorisation since January 2026.
What do Alltruysm’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £13.0k (no earlier figure to compare).

Sources and links

The full report on Alltruysm Ltd

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