Alma Attic Limited

Reference number: 774921

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When glorydalemerchantservices.com first appeared online, and whether it can receive email
  • What kind of line 01932 216600 is
  • Who else gives the postcode KT14 7LF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • GLORYDALE MERCHANT SERVICES Trading name
  • GMS Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Limits on what they may do

  • Variation of Approval
    The Authority exercises its power to vary the Firm’s registration by removing the following payment service permissions from the payment services it may provide: - Money Remittance - Issuing and/or acquiring of payment instruments The effect of the removal is that the Firm will not be permitted to provide any payment services.
  • Restriction on payment services
    1. The Firm must not register, onboard, or provide regulated payment services (either directly or through outsourced partners) to any new customers, without the prior written consent of the Authority. 2. The Firm must not provide any regulated payment services (either directly or through outsourced partners) to any existing customers, without the prior written consent of the Authority.
  • Payment of liabilities
    3. By 12pm on 16 October 2026 the Firm must provide the Authority with its written plan to pay all liabilities owed to any existing customers. 4.The Firm must take all reasonable steps to pay all liabilities owed in relation to regulated payment services to any existing customers as soon as practicable. Unless instructed otherwise by the customer, the Firm must make payment to the same payment account the customer (or a third party on the customer’s behalf) used to transfer the funds to the Firm.
  • Notification requirements
    5. The Firm must by 12pm on 16 October 2026, send the Authority a draft notification in writing to be sent to all relevant persons informing them of the imposition and effect of the requirements. Relevant persons include customers, banking partners, and payment service providers. The Firm will send the notification to all relevant persons within 48 hours of receiving written approval of the draft notification by the Authority. 6. By 12pm on 16 October 2026 , the Firm must: a. Send a draft notice to go on the Firm’s website to the Authority for their approval. The notice will outline the effect of the Requirements and provide a link to the relevant website and entry in the Financial Services Register. The Authority will agree in advance the wording, font and size of the notice. The Firm will display the notice, on their website, in a prominent position, within 48 hours of receiving written approval of the draft notification by the Authority. b. Ensure that, when any client of the Firm enters login details to access an account, the prominent notice (once approved in 6a) is immediately displayed to the client. 7. Within 24 hours of the notifications at Requirements 5 and 6 being made, the Firm must provide the Authority with: a. copies of the template notification sent to all recipients; and b. confirmation that, to the best of its knowledge, the Firm has sent notifications pursuant to the Requirements 5 and 6. 8. The Firm shall send to the Authority via email by 12pm every Friday, beginning on 16 October 2026 until such time as it is notified otherwise in writing by the Authority, up-to-date bank statements for all the Firm’s bank, payments or electronic money accounts.
  • Secure Records
    9. The Firm must secure all books and records, preserve information and systems, and must retain such records in a form and at a location within the UK, to be notified to the Authority in writing no later than seven days after these Requirements come into force, such that they can be provided to the Authority, or to a person named by the Authority, promptly on its request.
  • Direction
    10. The Firm must not carry on, by way of business, activity as a cryptoasset exchange provider within the meaning of regulation 14A(1) of the MLRs unless and until it is included in the appropriate register maintained by the Authority pursuant to regulation 56 of the MLRs. 11. The Firm will provide via email by 12pm every Friday, beginning on 16 October 2026 , a written confirmation to the Authority that it is in compliance with the Requirements and the Direction. 12. The Requirements, OIVOP and the Direction take immediate effect and remain in force unless and until varied or cancelled by the Authority.

FCA disciplinary action

FCA action

action
1
most recent
October 2026
  • Permission varied or cancelled on 8 October 2026
    Variation of Approval   The Authority exercises its power to vary the Firm’s registration by removing the following payment service permissions from the payment services it may provide:  - Money Remittance  - Issuing and/or acquiring of payment instruments  The effect of the removal is that the Firm will not be permitted to provide any payment services.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
04628031
Company status
Active
Company type
Private limited company
Incorporated
3 January 2003 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Factoring (SIC 64992)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashfakul Bari Director Mar 1971 17 Mar 2003 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2024Micro-entity accountsNot audited

Net assets

£10.8m

<1% from £10.8m

Employees (average)

3

−25% from 4

Owed within a year

£51.7k

+56% from £33.1k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04628031. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Alma Attic’s history from the FCA register and Companies House, newest first.

Key events (12) All events (15)

2026

8 October 2026

  • FCA action: Permission varied or cancelled
  • FCA imposed a requirement (Direction)
  • FCA imposed a requirement (Notification requirements)
  • FCA imposed a requirement (Payment of liabilities)
  • FCA imposed a requirement (Restriction on payment services)
  • FCA imposed a requirement (Secure Records)
  • FCA imposed a requirement (Variation of Approval)

FCA register

2018

8 November 2018

  • Registered as a small payment institution

FCA register

2017

17 October 2017

  • Regulated by the FCA from this date

FCA register

23 March 2017

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2016

6 April 2016

  • Ashfakul Bari took control (75–100% of shares)

Companies House

2003

3 January 2003

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (12 shown here)
  • Every director appointment and resignation: 1
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Firms like Alma Attic

Other firms of the same type (payment or money transfer firm), nearest first.

In West Byfleet

Giveall Payment Services LimitedWest ByfleetRegistered

In the Kingston upon Thames (KT) postcode area

Funding Alternative Group LimitedChessingtonRegistered for money laundering rulesPractika Finance LtdKingstonAuthorisedSecurity for Expenses LtdKingston upon ThamesRegisteredWolters Kluwer (UK) LimitedEnglandRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alma Attic

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Alma Attic Limited FCA authorised?
Yes, Alma Attic Limited (FRN 774921) is registered with the FCA and permitted to provide its regulated services.
What is Alma Attic’s phone number and website?
The FCA register lists the phone number 01932 216600 and the website glorydalemerchantservices.com for Alma Attic. If you were given different contact details, use these to check with the firm before going any further.
Is Alma Attic a scam or clone?
Alma Attic is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alma Attic?
Protection depends on which product you hold and how Alma Attic handles your money, so check the specific product before you commit. You can also refer complaints about Alma Attic to the Financial Ombudsman Service, free of charge.
Who owns Alma Attic?
Companies House lists one person with significant control of Alma Attic: Mr Ashfakul Bari (75–100% of shares).
Who runs Alma Attic?
Companies House lists one director of Alma Attic: Ashfakul Bari.
How long has Alma Attic been in business?
The company was formed on 3 January 2003, and has held its current FCA authorisation since November 2018.
What do Alma Attic’s latest accounts show?
Its latest accounts, to 31 July 2024, show net assets of £10.8m (<1% from £10.8m). Its accounts are overdue at Companies House.
Has the FCA taken action against Alma Attic?
Yes. The FCA register records 1 change to its permissions in 2026. The details are in the disciplinary section above, with links to the FCA's notices.
Does Alma Attic use any other names?
It trades as GLORYDALE MERCHANT SERVICES and GMS.

Sources and links

The full report on Alma Attic Limited

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