Altair Financial Planning Ltd
Reference number: 654449
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Altair Financial Planning Ltd (FRN 654449) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Altair Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Altair Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Marlborough Court, 8-10 Bricket Road, St. Albans, Hertfordshire, AL1 3JX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When altairfp.co.uk first appeared online, and whether it can receive email
- What kind of line 020 8207 4000 is, and the 7 other firms that give it
- Whether AL1 3JX is a shared office: 30 other firms give it
Other names (3)
If you were contacted under any of these names, it is this firm.
- Garrett Eoghan Stenson Former name: A name it was registered under before.
- Stenson Wealth Management Ltd Former name: A name it was registered under before.
- Stenson Wealth Management Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11098076 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 December 2017 (8 years old)
- Registered office
- 89 Wynchgate, London, N14 6RJ, England
- Nature of business
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- Life insurance (SIC 65110)
- Pension funding (SIC 65300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Garrett Stenson | Director | Apr 1973 | 6 Dec 2017 | None |
| Olwyn Stenson | Director | Oct 1977 | 9 Nov 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£693k
+23% from £561k
Cash at bank
£96.8k
No earlier figure to compare
Employees (average)
4
Same as 4
Owed within a year
£190k
−3.5% from £197k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11098076. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Altair Financial Planning’s history from the FCA register and Companies House, newest first.
2021
30 April 2021
- Changed its registered name from "Stenson Wealth Management Ltd"
FCA register
2020
21 April 2020
- Changed its registered name from "Garrett Eoghan Stenson"
FCA register
2017
6 December 2017
- Incorporated at Companies House
- Garrett Stenson took control (75–100% of shares)
Companies House
2014
17 November 2014
- Became an appointed representative
FCA register
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms connected to Altair Financial Planning
Other FCA-listed firms that share a director, phone number or address with Altair Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share its phone number
- 7
- share its postcode
- 6
In the full report: all 7 connected firms, named
- How each is linked: the same phone number (7), the same postcode (6)
- Who links each one: the named directors, with dates
Firms like Altair Financial Planning
Other firms of the same type (financial adviser), nearest first.
In St. Albans
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Altair Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 9 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Altair Financial Planning Ltd FCA authorised?
What does appointed representative mean for Altair Financial Planning?
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Who runs Altair Financial Planning?
How long has Altair Financial Planning been in business?
What do Altair Financial Planning’s latest accounts show?
Does Altair Financial Planning use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk