Altruistic (Scotland) Limited

Reference number: 994612

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When altruisticcommercialfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07588 396009 is
  • Who else gives the postcode FK2 0NZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Altruistic Commercial Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 January 2020 (6 years old)
Registered office
Haypark Business Centre Room 11, Marchmont Avenue, Polmont, Falkirk, FK2 0NZ, Scotland
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Lynsey Mary Innes Director Apr 1976 23 Jan 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£101k

+53% from £65.7k

Cash at bank

£130k

+80% from £72.2k

Owed within a year

£25.2k

+87% from £13.5k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC652416. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Altruistic (Scotland)’s history from the FCA register and Companies House, newest first.

2023

1 June 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

23 January 2020

  • Incorporated at Companies House
  • Lynsey Mary Innes took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Altruistic (Scotland)

Other FCA-listed firms that share a director, phone number or address with Altruistic (Scotland). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Altruistic (Scotland)

Other firms of the same type (credit broker), nearest first.

In Falkirk

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Altruistic (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Altruistic (Scotland) Limited FCA authorised?
Yes, Altruistic (Scotland) Limited (FRN 994612) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2023 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Altruistic (Scotland)’s phone number and website?
The FCA register lists the phone number 07588 396009 and the website altruisticcommercialfinance.co.uk for Altruistic (Scotland). If you were given different contact details, use these to check with the firm before going any further.
Is Altruistic (Scotland) a scam or clone?
Altruistic (Scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Altruistic (Scotland)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Altruistic (Scotland) handles your money, so check the specific product before you commit. You can also refer complaints about Altruistic (Scotland) to the Financial Ombudsman Service, free of charge.
Who owns Altruistic (Scotland)?
Companies House lists one person with significant control of Altruistic (Scotland): Mrs Lynsey Mary Innes (75–100% of shares).
Who runs Altruistic (Scotland)?
Companies House lists one director of Altruistic (Scotland): Lynsey Mary Innes.
How long has Altruistic (Scotland) been in business?
The company was formed on 23 January 2020, and has held its current FCA authorisation since June 2023.
What do Altruistic (Scotland)’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £101k (+53% from £65.7k) and cash at bank of £130k (+80% from £72.2k).
Does Altruistic (Scotland) use any other names?
It trades as Altruistic Commercial Finance.

Sources and links

The full report on Altruistic (Scotland) Limited

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