Always Vfm Ltd: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 1 year
No FCA actions
Active company since 2020
Accounts filed up to 30 September 2025

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

Rectory Farm House, Church Lane, North Stoke, OX10 6BQ, United Kingdom

In the full report: 1 background check

Who else gives the postcode OX10 6BQ

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12892598 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 September 2020 (6 years old)
Registered office: 5th Floor 16 Great Queen Street, Covent Garden, London, WC2B 5DG, United Kingdom
Nature of business: Security dealing on own account (SIC 64991)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adam Fawsitt	Director	Nov 1967	21 Sep 2020	9 other companies
Chloe Helen Fawsitt (Dr)	Director	Aug 1976	16 May 2022	None
Adam Timothy Stephen Crawford	Director	Mar 1973	24 May 2023	13 other companies
Clare Swara Simkin	Director	May 2002	21 Jun 2024	None
Tana Amani Simkin	Director	Sep 2004	21 Jun 2024	None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
closed down: 8
still active: 14

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£941k

−62% from £2.46m

Cash at bank

£1,285

−100% from £9.25m

Owed within a year

£60.8m

+72% from £35.4m

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12892598. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Always Vfm’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2025

3 July 2025

Registered with the FCA

FCA register

2022

12 May 2022

Adam Fawsitt took control (75–100% of shares)
Chloe Fawsitt gave up control

Companies House

2020

21 September 2020

Incorporated at Companies House
Chloe Fawsitt took control (75–100% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 5

Get the full report on Always Vfm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
1 background check on its contact details
5 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Always Vfm Ltd FCA authorised?

Always Vfm Ltd (FRN 1032166) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Always Vfm a scam or clone?

Always Vfm is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Always Vfm?

Money you hand to Always Vfm is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Always Vfm?

Companies House lists one person with significant control of Always Vfm: Mr Adam Fawsitt (75–100% of shares). Before that, it was controlled by Chloe Fawsitt.

Who runs Always Vfm?

Companies House lists 5 directors of Always Vfm: Adam Fawsitt, Chloe Helen Fawsitt (Dr), Adam Timothy Stephen Crawford, Clare Swara Simkin and Tana Amani Simkin.

How long has Always Vfm been in business?

The company was formed on 21 September 2020.

What do Always Vfm’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £941k (−62% from £2.46m) and cash at bank of £1,285 (−100% from £9.25m).