American Cruiser UK Limited

Reference number: 1023275

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When americancruiseruk.com first appeared online, and whether it can receive email
  • What kind of line 07765 690951 is
  • Who else gives the postcode SP2 0AB
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 March 2023 (3 years old)
Registered office
Riverside, Stratford Tony, Salisbury, SP5 4AT, England
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Raggett Director May 1990 21 Mar 2023 None
Roger Raggett Director Jan 1955 21 Mar 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£173k

+96% from £88.5k

Cash at bank

£145k

+70% from £85.7k

Employees (average)

2

Same as 2

Owed within a year

£172k

−18% from £209k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14747393. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

American Cruiser UK’s history from the FCA register and Companies House, newest first.

2025

27 February 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

21 March 2023

  • Incorporated at Companies House
  • Adam Raggett became a part-owner (25–50% of shares)
  • Roger Raggett became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like American Cruiser UK

Other firms of the same type (credit broker), nearest first.

In Salisbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on American Cruiser UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is American Cruiser UK Limited FCA authorised?
Yes, American Cruiser UK Limited (FRN 1023275) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2025 and works as a credit broker. The FCA has placed no limits on its permissions.
What is American Cruiser UK’s phone number and website?
The FCA register lists the phone number 07765 690951 and the website americancruiseruk.com for American Cruiser UK. If you were given different contact details, use these to check with the firm before going any further.
Is American Cruiser UK a scam or clone?
American Cruiser UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with American Cruiser UK?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how American Cruiser UK handles your money, so check the specific product before you commit. You can also refer complaints about American Cruiser UK to the Financial Ombudsman Service, free of charge.
Who owns American Cruiser UK?
Companies House lists 2 people with significant control of American Cruiser UK: Mr Adam Raggett (25–50% of shares) and Mr Roger Raggett (25–50% of shares).
Who runs American Cruiser UK?
Companies House lists 2 directors of American Cruiser UK: Adam Raggett and Roger Raggett.
How long has American Cruiser UK been in business?
The company was formed on 21 March 2023, and has held its current FCA authorisation since February 2025.
What do American Cruiser UK’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £173k (+96% from £88.5k) and cash at bank of £145k (+70% from £85.7k).

Sources and links

The full report on American Cruiser UK Limited

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