On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 10 years
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 December 2025
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
-
Phone number
-
Address
3rd Floor, 22 Old Bond Street, London, W1S 4PY, United Kingdom
In the full report: 2 background checks
- What kind of line 020 3540 1600 is, and the 2 other firms that give it
- Who else gives the postcode W1S 4PY
Other names (3)
If you were contacted under any of these names, it is this firm.
- Amicus Trading name: A name it trades under now.
- Amicus Commercial Mortgages Trading name: A name it trades under now.
- Amicus Finance PLC Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- This company has insolvency history on record.
- Company number
- 06994954 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 August 2009 (17 years old)
- Registered office
- 3rd Floor 22 Old Bond Street, London, W1S 4PY, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven Andrew Clark | Director | Jan 1967 | 19 Aug 2009 | 10 other companies |
| Marlo Smal | Director | Nov 1987 | 28 Apr 2025 | 16 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 9
- are FCA-registered
- 3
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 16 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.97m
Up £5.38m from −£408k
Employees (average)
0
Same as 0
Owed within a year
£12.7m
−2.4% from £13.0m
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £651k turnover and −£1.26m profit, for the year to 31 December 2023.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06994954. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Amicus Finance’s history from the FCA register and Companies House, newest first.
2024
1 July 2024
- Sholdco Holdings LLP took control (75–100% of shares)
- Steven Andrew Clark no longer has significant control
Companies House
2021
8 October 2021
- Changed its registered name from "Amicus Finance PLC"
FCA register
27 August 2021
- Amicus Investment Holdings Limited gave up control
- Steven Andrew Clark gained significant control
Companies House
2018
4 May 2018
- James Gibbons no longer has significant control
- Steven Andrew Clark no longer has significant control
Companies House
2016
14 October 2016
- James Gibbons gained significant control
Companies House
6 April 2016
- Amicus Investment Holdings Limited took control (75–100% of shares)
- Steven Andrew Clark gained significant control
Companies House
9 February 2016
- Regulated by the FCA from this date
- Registered with the FCA
FCA register
2009
19 August 2009
- Incorporated at Companies House
Companies House
In the full report: all 46 events
- All 46 events in its history (13 shown here)
- Every director appointment and resignation: 31
Firms connected to Amicus Finance
Other FCA-listed firms that share a director, phone number or address with Amicus Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 3
- share its phone number
- 2
In the full report: all 4 connected firms, named
- How each is linked: shared directors (3), the same phone number (2), the same postcode (4)
- Who links each one: the named directors, with dates
Get the full report on Amicus Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 2 background checks on its contact details
- All 46 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Amicus Finance been in business?
What do Amicus Finance’s latest accounts show?
Does Amicus Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk