Amlat Ltd

Reference number: 1052100

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Amlat Ltd (FRN 1052100) is an AR of ASHI Group Limited (FRN 302334). When you use Amlat's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Amlat, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07444 495548

  • Address

    28 Ravenstone Road, Camberley, Surrey, GU15 1SN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07444 495548 is
  • Who else gives the postcode GU15 1SN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ASHI Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 June 2023 (3 years old)
Registered office
28 Ravenstone Road, Camberley, GU15 1SN, England
Nature of business
  • Retail sale via mail order houses or via Internet (SIC 47910)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Latham Director Sep 1949 16 Jun 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

−£4,756

Down £923 from −£3,833

Employees (average)

1

Same as 1

Owed within a year

£5,456

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £4,756 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14941743. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Amlat’s history from the FCA register and Companies House, newest first.

2026

5 March 2026

  • Became an appointed representative

FCA register

2023

16 June 2023

  • Incorporated at Companies House
  • Michael Latham took control (75–100% of shares)
  • Michael Latham appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Amlat

Other firms of the same type (retailer), nearest first.

In Camberley

In the Guildford (GU) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Amlat

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Amlat Ltd FCA authorised?
Amlat Ltd (FRN 1052100) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Amlat?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Amlat Ltd (FRN 1052100) is an AR of ASHI Group Limited (FRN 302334). When you use Amlat's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Amlat, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Amlat’s phone number?
The FCA register lists the phone number 07444 495548 for Amlat. If you were given different contact details, use these to check with the firm before going any further.
Is Amlat a scam or clone?
Amlat is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Amlat?
Protection works through ASHI Group Limited, the principal firm responsible for Amlat's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Amlat?
Companies House lists one person with significant control of Amlat: Mr Michael Latham (75–100% of shares).
Who runs Amlat?
Companies House lists one director of Amlat: Michael Latham.
How long has Amlat been in business?
The company was formed on 16 June 2023.
What do Amlat’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of −£4,756 (down £923 from −£3,833).

Sources and links

The full report on Amlat Ltd

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