Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 March 2025
Responsible principal firm
Arkke Capital Ltd Reference number: 952414 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ample Mortgages Limited (FRN 926062) is an AR of Arkke Capital Ltd (FRN 952414). When you use Ample Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ample Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
36 Charles Street, Newport, NP20 1JT, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 998 0020 is
- Who else gives the postcode NP20 1JT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arkke Capital Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12528571 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2020 (6 years old)
- Registered office
- 36 Charles Street, Newport, NP20 1JT, Wales
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Chris Mathew Regi | Director | Mar 1991 | 28 Apr 2020 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Profit before tax
£76.7k
Not compared: the previous accounts cover a different length of time
Net assets
£113k
+114% from £52.6k
Cash at bank
£41.6k
+72% from £24.2k
Employees (average)
10
+11% from 9
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12528571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ample Mortgages’s history from the FCA register and Companies House, newest first.
2025
9 October 2025
- Tijo Joseph gave up control
- Tj Capital Group Limited took control (75–100% of shares)
Companies House
2021
30 November 2021
- Thomaskutty Joseph gave up control
- Tijo Joseph took control (75–100% of shares)
Companies House
2020
17 November 2020
- Thomaskutty Joseph took control (75–100% of shares)
- Tijo Joseph gave up control
Companies House
13 May 2020
- Became an appointed representative
FCA register
20 March 2020
- Incorporated at Companies House
- Tijo Joseph took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (9 shown here)
- Every director appointment and resignation: 5
Firms like Ample Mortgages
Other firms of the same type (insurance broker), nearest first.
In the Newport (NP) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ample Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk