Amulet Mortgages Ltd

Reference number: 804140

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Amulet Mortgages Ltd (FRN 804140) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Amulet Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Amulet Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When amuletmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01303 761878 is
  • Who else gives the postcode CT20 2JT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11174596
Company status
Active
Company type
Private limited company
Incorporated
29 January 2018 (8 years old)
Registered office
21 Broadfield Road, Folkestone, CT20 2JT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Sam Worsley Director Mar 1986 29 Jan 2018 None
Ashley Worsley Secretary Not published 29 Jan 2018 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£116k

+34% from £86.6k

Employees (average)

2

Same as 2

Owed within a year

£11.6k

−26% from £15.7k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11174596. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Amulet Mortgages’s history from the FCA register and Companies House, newest first.

2022

1 April 2022

  • Ashley Patricia Worsley became a part-owner (25–50% of shares)

Companies House

2018

15 March 2018

  • Became an appointed representative

FCA register

29 January 2018

  • Incorporated at Companies House
  • Sam Worsley became a part-owner (25–50% of shares)
  • Sam Worsley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Amulet Mortgages

Other firms of the same type (insurance broker), nearest first.

In Folkestone

Association of Leasehold Enfranchisement Practitioners LimitedFolkestoneAppointed representativeGMC Mortgages LtdFolkestoneAppointed representativeMr Mark AllenFolkestoneAppointed representativeStapley Mortgages LtdFolkestoneAppointed representativeChannel Tunnel Group Ltd (The)FolkestoneAppointed representativeEdgemont Financial Services LimitedFolkestoneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Amulet Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Amulet Mortgages Ltd FCA authorised?
Amulet Mortgages Ltd (FRN 804140) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Amulet Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Amulet Mortgages Ltd (FRN 804140) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Amulet Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Amulet Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Amulet Mortgages’ phone number and website?
The FCA register lists the phone number 01303 761878 and the website amuletmortgages.co.uk for Amulet Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Amulet Mortgages a scam or clone?
Amulet Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Amulet Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Amulet Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Amulet Mortgages?
Companies House lists 2 people with significant control of Amulet Mortgages: Mr Sam Worsley (25–50% of shares) and Mrs Ashley Patricia Worsley (25–50% of shares).
Who runs Amulet Mortgages?
Companies House lists one director of Amulet Mortgages: Sam Worsley.
How long has Amulet Mortgages been in business?
The company was formed on 29 January 2018.
What do Amulet Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £116k (+34% from £86.6k).

Sources and links

The full report on Amulet Mortgages Ltd

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