Anchor Cars Ltd

Reference number: 763333

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When anchorcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 0118 971 1799 is
  • Who else gives the postcode RG7 5JF
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Anchor 4x4 Trading name: A name it trades under now.
  • Anchor Cars Tadley Trading name: A name it trades under now.
  • Anchor EV Trading name: A name it trades under now.
  • Anchor Prestige Trading name: A name it trades under now.
  • Anchor Prestige Cars Trading name: A name it trades under now.
  • Anchor Specialist Trading name: A name it trades under now.
  • Anchor Specialist Cars Trading name: A name it trades under now.
  • Anchor Sports Trading name: A name it trades under now.
  • Anchor Sports Cars Trading name: A name it trades under now.
  • CARLUX Trading name: A name it trades under now.
  • VANLUX Trading name: A name it trades under now.
  • Anchor Cars (Midgham) Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 July 2016 (10 years old)
Registered office
Anchor House Bath Road, Padworth, Reading, RG7 5JF, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Gregory Mark Joyce Director Jul 1984 7 Jul 2016 1 other company
Simon Graham Joyce Director Jan 1979 7 Jul 2016 4 other companies
Gregory Mark Joyce Secretary Not published 7 Jul 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Profit before tax

£506k

+14% from £442k

Net assets

£1.81m

+18% from £1.53m

Cash at bank

£307k

+3.7% from £296k

Employees (average)

23

+44% from 16

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10267434. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Anchor Cars’s history from the FCA register and Companies House, newest first.

2019

25 May 2019

  • Graham Joyce stopped being the majority owner
  • Gregory Mark Joyce became a part-owner (25–50% of shares)
  • Simon Graham Joyce became a part-owner (25–50% of shares)

Companies House

3 April 2019

  • Changed its registered name from "Anchor Cars (Midgham) Limited"

FCA register

2016

16 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

7 July 2016

  • Incorporated at Companies House
  • Graham Joyce became the majority owner (50–75% of shares)

Companies House

In the full report: all 26 events

  • All 26 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Anchor Cars

Other FCA-listed firms that share a director, phone number or address with Anchor Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Anchor Cars

Other firms of the same type (car leasing or hire), nearest first.

In Reading

In the Reading (RG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Anchor Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 26 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Anchor Cars Ltd FCA authorised?
Yes, Anchor Cars Ltd (FRN 763333) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Anchor Cars’ phone number and website?
The FCA register lists the phone number 0118 971 1799 and the website anchorcars.co.uk for Anchor Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Anchor Cars a scam or clone?
Anchor Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Anchor Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Anchor Cars handles your money, so check the specific product before you commit. You can also refer complaints about Anchor Cars to the Financial Ombudsman Service, free of charge.
Who owns Anchor Cars?
Companies House lists 2 people with significant control of Anchor Cars: Mr Gregory Mark Joyce (25–50% of shares) and Mr Simon Graham Joyce (25–50% of shares). Before that, it was controlled by Graham Joyce.
Who runs Anchor Cars?
Companies House lists 2 directors of Anchor Cars: Gregory Mark Joyce and Simon Graham Joyce.
How long has Anchor Cars been in business?
The company was formed on 7 July 2016, and has held its current FCA authorisation since November 2016.
What do Anchor Cars’ latest accounts show?
Its latest accounts, to 30 June 2025, show profit before tax of £506k (+14% from £442k) and net assets of £1.81m (+18% from £1.53m).
Does Anchor Cars use any other names?
It trades as Anchor 4x4, Anchor Cars Tadley, Anchor EV, Anchor Prestige and Anchor Prestige Cars, and 6 more names. It has previously used the name Anchor Cars (Midgham) Limited.

Sources and links

The full report on Anchor Cars Ltd

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