AND Mortgages and Protection Limited

Reference number: 1061579

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AND Mortgages and Protection Limited (FRN 1061579) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use AND Mortgages and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AND Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01722 685129

  • Address

    2 Eastway, Shaw, Oldham, OL2 8NY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01722 685129 is
  • Who else gives the postcode OL2 8NY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17233363
Company status
Active
Company type
Private limited company
Incorporated
20 May 2026 (less than a year old)
Registered office
2 Eastway, Shaw, Oldham, OL2 8NY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Eleanor Anne Deane Director Jan 1993 20 May 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

AND Mortgages and Protection’s history from the FCA register and Companies House, newest first.

2026

11 September 2026

  • Became an appointed representative

FCA register

20 May 2026

  • Incorporated at Companies House
  • Eleanor Anne Deane took control (75–100% of shares)
  • Eleanor Anne Deane appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AND Mortgages and Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Oldham (OL) postcode area

Aaron GibsonAshton-under-LyneAppointed representativeAdaptive Money LimitedAshton-under-LyneAppointed representativeAlan Ryan Financial Services LtdChaddertonAppointed representativeFitz Mortgages LtdOldhamAppointed representativeLancashire Money LimitedRochdaleAppointed representativeMcCauley Jay YoungBacupAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AND Mortgages and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is AND Mortgages and Protection Limited FCA authorised?
AND Mortgages and Protection Limited (FRN 1061579) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AND Mortgages and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AND Mortgages and Protection Limited (FRN 1061579) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use AND Mortgages and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AND Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AND Mortgages and Protection’s phone number?
The FCA register lists the phone number 01722 685129 for AND Mortgages and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is AND Mortgages and Protection a scam or clone?
AND Mortgages and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AND Mortgages and Protection?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for AND Mortgages and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AND Mortgages and Protection?
Companies House lists one person with significant control of AND Mortgages and Protection: Eleanor Anne Deane (75–100% of shares).
Who runs AND Mortgages and Protection?
Companies House lists one director of AND Mortgages and Protection: Eleanor Anne Deane.
How long has AND Mortgages and Protection been in business?
The company was formed on 20 May 2026.

Sources and links

The full report on AND Mortgages and Protection Limited

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