Andrew Bedford

Andrew Bedford (FRN 500795) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Bedford (FRN 500795) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use Andrew Bedford's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Bedford, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

The FCA register lists the phone number 0345 459 4490 for Andrew Bedford. If you were given different contact details, use these to check with the firm before going any further.

Andrew Bedford is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for Andrew Bedford's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

It trades as Rightmortgageadvice.co.uk. It has previously used 4 other names, including mortgagemogul.co.uk, www.ascentfinancial.co.uk and www.rightfinancialadvice.mobi.