Andrews & Partners Limited

Reference number: 941355

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrews & Partners Limited (FRN 941355) is an AR of Openwork Limited (FRN 408285). When you use Andrews & Partners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrews & Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When andrewsonline.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 946 1190 is
  • Who else gives the postcode BS31 1TP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Andrews Mortgage Services Trading name: A name it trades under now.
  • Cardinal Red Financial Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 December 1928 (97 years old)
Registered office
Wessex House Pixash Lane, Keynsham, Bristol, BS31 1TP, England
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Rosemary Elizabeth Carr Director Apr 1964 1 Jan 2022 3 other companies
Ami Davis Director May 1976 1 Jan 2022 None
Sailesh Pushkar Mehta Director Apr 1957 1 Apr 2023 8 other companies
James Daniel Taylor Director Mar 1977 24 Oct 2023 21 other companies
David Powell Director Jan 1980 1 Feb 2024 2 other companies
Jonathan Richard Poole Secretary Not published 1 Feb 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
15
run together
2

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 5 directors run together
  • All 21 people who have ever been directors, with their dates
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Key dates in its history

Andrews & Partners’s history from the FCA register and Companies House, newest first.

2020

17 December 2020

  • Became an appointed representative

FCA register

2016

31 December 2016

  • Andrews Charitable Trust took control (75–100% of shares)

Companies House

1928

3 December 1928

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (3 shown here)
  • Every director appointment and resignation: 32
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Firms like Andrews & Partners

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrews & Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 37 events in its history

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Frequently asked questions about this firm

Is Andrews & Partners Limited FCA authorised?
Andrews & Partners Limited (FRN 941355) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrews & Partners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrews & Partners Limited (FRN 941355) is an AR of Openwork Limited (FRN 408285). When you use Andrews & Partners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrews & Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrews & Partners’ phone number and website?
The FCA register lists the phone number 0117 946 1190 and the website andrewsonline.co.uk for Andrews & Partners. If you were given different contact details, use these to check with the firm before going any further.
Is Andrews & Partners a scam or clone?
Andrews & Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrews & Partners?
Protection works through Openwork Limited, the principal firm responsible for Andrews & Partners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Andrews & Partners?
Andrews & Partners is owned by Andrews Charitable Trust, which holds 75–100% of shares, since 31 December 2016.
Who runs Andrews & Partners?
Companies House lists 5 directors of Andrews & Partners: Rosemary Elizabeth Carr, Ami Davis, Sailesh Pushkar Mehta, James Daniel Taylor and David Powell.
How long has Andrews & Partners been in business?
The company was formed on 3 December 1928.
Does Andrews & Partners use any other names?
It trades as Andrews Mortgage Services and Cardinal Red Financial Services.

Sources and links

The full report on Andrews & Partners Limited

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