Andrews Wealth Ltd

Reference number: 623965

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrews Wealth Ltd (FRN 623965) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Andrews Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrews Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When andrewswealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01473 599207 is
  • Who else gives the postcode IP3 9FJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Paul Andrews Former name
  • Andrews Wealth Associates Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11011139
Company status
Active
Company type
Private limited company
Incorporated
12 October 2017 (9 years old)
Registered office
38 The Drive, Westcliff-On-Sea, Essex, SS0 8PN, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Danielle Millie Andrews Director Sep 1986 12 Oct 2017 1 other company
Paul Trevor Andrews Director Dec 1979 12 Oct 2017 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£30.7k

Up £30.7k from £3

Cash at bank

£254k

+169% from £94.5k

Employees (average)

4

No earlier figure to compare

Owed within a year

£444k

−2.3% from £454k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11011139. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Andrews Wealth’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2018

1 March 2018

  • Danielle Millie Andrews became a part-owner (25–50% of shares)

Companies House

1 January 2018

  • Danielle Millie Andrews no longer has significant control

Companies House

2017

1 November 2017

  • Changed its registered name from "Paul Andrews"

FCA register

12 October 2017

  • Incorporated at Companies House
  • Danielle Millie Andrews gained significant control
  • Paul Trevor Andrews became a part-owner (25–50% of shares)

Companies House

2014

22 May 2014

  • Became an appointed representative

FCA register

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Andrews Wealth

Other firms of the same type (financial adviser), nearest first.

In Ipswich

Alpha-Omega Financial Services LtdIpswichAppointed representativeAnnette StrangeIpswichAppointed representativeBig Skies Wealth Management LimitedIpswichAppointed representativeBroadgate Financial Consulting LimitedIpswichAppointed representativeCase Wealth Management LimitedIpswichAppointed representativeColin Ross Financial Planning LtdIpswichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrews Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Andrews Wealth Ltd FCA authorised?
Andrews Wealth Ltd (FRN 623965) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrews Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrews Wealth Ltd (FRN 623965) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Andrews Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrews Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrews Wealth’s phone number and website?
The FCA register lists the phone number 01473 599207 and the website andrewswealth.co.uk for Andrews Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Andrews Wealth a scam or clone?
Andrews Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrews Wealth?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Andrews Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Andrews Wealth?
Companies House lists 2 people with significant control of Andrews Wealth: Mr Paul Trevor Andrews (25–50% of shares) and Mrs Danielle Millie Andrews (25–50% of shares).
Who runs Andrews Wealth?
Companies House lists 2 directors of Andrews Wealth: Danielle Millie Andrews and Paul Trevor Andrews.
How long has Andrews Wealth been in business?
The company was formed on 12 October 2017.
What do Andrews Wealth’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £30.7k (up £30.7k from £3) and cash at bank of £254k (+169% from £94.5k).
Does Andrews Wealth use any other names?
It has previously used 2 other names: Paul Andrews and Andrews Wealth Associates.

Sources and links

The full report on Andrews Wealth Ltd

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