Anna Bye

Reference number: 481053

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Appointed representative

Anna Bye does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Mortgage Next Network Limited Reference number: 300866 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Anna Bye (FRN 481053) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Anna Bye's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Anna Bye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07968 108519

  • Address

    23 Honeysuckle Way, Attleborough, Norfolk, NR17 1QP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07968 108519 is
  • Who else gives the postcode NR17 1QP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Prospect Mortgage Brokers Trading name
  • Anna Patrick Former name
  • The Mortgage Mill Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Next Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Anna Bye’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2019

29 March 2019

  • Changed its registered name from "Anna Patrick"

FCA register

2015

26 March 2015

  • Changed its registered name from "The Mortgage Mill"

FCA register

2008

1 April 2008

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms like Anna Bye

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Norwich (NR) postcode area

Mortgage Seeker LimitedGreat YarmouthAppointed representativeHaysto LtdNorwichAppointed representativeActive Mortgage Solutions (East Anglia) LtdNorwichAppointed representativeAndrew Michael MorrisNorwichAppointed representativeArnold Read Financial Associates LtdLowestoftAppointed representativeAspire Mortgages LtdNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Anna Bye

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Anna Bye FCA authorised?
Anna Bye (FRN 481053) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Anna Bye?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Anna Bye (FRN 481053) is an AR of Mortgage Next Network Limited (FRN 300866). When you use Anna Bye's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Anna Bye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Anna Bye’s phone number?
The FCA register lists the phone number 07968 108519 for Anna Bye. If you were given different contact details, use these to check with the firm before going any further.
Is Anna Bye a scam or clone?
Anna Bye is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Anna Bye?
Protection works through Mortgage Next Network Limited, the principal firm responsible for Anna Bye's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Anna Bye use any other names?
It trades as Prospect Mortgage Brokers. It has previously used 2 other names: Anna Patrick and The Mortgage Mill.

Sources and links

The full report on Anna Bye

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