Apex Financial Planning Ltd

Reference number: 1014894

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Apex Financial Planning Ltd (FRN 1014894) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Apex Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Apex Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When apexfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01293 365079 is
  • Who else gives the postcode RH6 7BH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15529267
Company status
Active
Company type
Private limited company
Incorporated
28 February 2024 (2 years old)
Registered office
27 High Street, Horley, RH6 7BH, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Callum Christopher Healey Director Jun 1992 28 Feb 2024 None
Peter James Nottingham Director Feb 1990 28 Feb 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£2

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£12.8k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15529267. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Apex Financial Planning’s history from the FCA register and Companies House, newest first.

2024

1 July 2024

  • Became an appointed representative

FCA register

28 February 2024

  • Incorporated at Companies House
  • Callum Christopher Healey became a part-owner (25–50% of shares)
  • Peter James Nottingham became a part-owner (25–50% of shares)
  • Callum Christopher Healey appointed as a director
  • Peter James Nottingham appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Apex Financial Planning

Other FCA-listed firms that share a director, phone number or address with Apex Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Apex Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Horley

Beverley WilliamsHorleyAppointed representativeIan KayHorleyAppointed representativeMark Roberts Wealth ManagementHorleyAppointed representativeMichael HancockHorleyAuthorisedMidas Portal LimitedHorleyAuthorisedWalker Watson Financial ServicesHorleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Apex Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Apex Financial Planning Ltd FCA authorised?
Apex Financial Planning Ltd (FRN 1014894) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Apex Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Apex Financial Planning Ltd (FRN 1014894) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Apex Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Apex Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Apex Financial Planning’s phone number and website?
The FCA register lists the phone number 01293 365079 and the website apexfinancialplanning.co.uk for Apex Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Apex Financial Planning a scam or clone?
Apex Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Apex Financial Planning?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Apex Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Apex Financial Planning?
Companies House lists 2 people with significant control of Apex Financial Planning: Mr Peter James Nottingham (25–50% of shares) and Mr Callum Christopher Healey (25–50% of shares).
Who runs Apex Financial Planning?
Companies House lists 2 directors of Apex Financial Planning: Callum Christopher Healey and Peter James Nottingham.
How long has Apex Financial Planning been in business?
The company was formed on 28 February 2024.
What do Apex Financial Planning’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £2 (no earlier figure to compare).

Sources and links

The full report on Apex Financial Planning Ltd

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