APH Financial Solutions Limited

Reference number: 496947

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • APH Financial Solutions Limited (FRN 496947) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use APH Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from APH Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01457 237407

  • Address

    22 Talbot Street, Glossop, SK13 7DG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01457 237407 is
  • Who else gives the postcode SK13 7DG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • APH Financial Trading name
  • APH Financial Solutions Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09379758
Company status
Active
Company type
Private limited company
Incorporated
8 January 2015 (11 years old)
Registered office
22 Talbot Street, Glossop, SK13 7DG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Paul Harrison Director Jul 1970 8 Jan 2015 1 other company
Andrew Paul Harrison Secretary Not published 8 Jan 2015 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£136k

+8% from £126k

Cash at bank

£139k

−10% from £156k

Owed within a year

£44.8k

−9.6% from £49.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09379758. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

APH Financial Solutions’s history from the FCA register and Companies House, newest first.

2018

25 April 2018

  • Began trading as "APH Financial"

FCA register

2016

1 July 2016

  • Andrew Paul Harrison took control (75–100% of shares)

Companies House

2015

26 February 2015

  • Changed its registered name from "APH Financial Solutions"

FCA register

8 January 2015

  • Incorporated at Companies House
  • Andrew Paul Harrison appointed as a director

Companies House

2009

26 February 2009

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to APH Financial Solutions

Other FCA-listed firms that share a director, phone number or address with APH Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like APH Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glossop

Midavlyn Financial LimitedGlossopAppointed representativeMeteor Mortgages & Money LimitedGlossopAuthorised

In the Stockport (SK) postcode area

National Union of Students of the United KingdomStockportAppointed representativeAMG Financial Solutions LimitedCheadleAppointed representativeAndrew OakesMacclesfieldAppointed representativeArchie John Financial Solutions LtdAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on APH Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is APH Financial Solutions Limited FCA authorised?
APH Financial Solutions Limited (FRN 496947) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for APH Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. APH Financial Solutions Limited (FRN 496947) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use APH Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from APH Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is APH Financial Solutions’ phone number?
The FCA register lists the phone number 01457 237407 for APH Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is APH Financial Solutions a scam or clone?
APH Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with APH Financial Solutions?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for APH Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns APH Financial Solutions?
Companies House lists one person with significant control of APH Financial Solutions: Mr Andrew Paul Harrison (75–100% of shares).
Who runs APH Financial Solutions?
Companies House lists one director of APH Financial Solutions: Andrew Paul Harrison.
How long has APH Financial Solutions been in business?
The company was formed on 8 January 2015.
What do APH Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £136k (+8% from £126k) and cash at bank of £139k (−10% from £156k).
Does APH Financial Solutions use any other names?
It trades as APH Financial. It has previously used the name APH Financial Solutions.

Sources and links

The full report on APH Financial Solutions Limited

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