Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 July 2025
Responsible principal firm
Audeo FS Limited Reference number: 809508 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Appreciating Classics Ltd (FRN 783288) introduces customers to Audeo FS Limited (FRN 809508). Any regulated advice or arranging is done by the principal, not Appreciating Classics.
- Example: if Appreciating Classics refers you to a financial adviser, the advice should come from the principal firm, not from Appreciating Classics itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Panel Graphic Ltd, Unit O, Little Money Road, Loddon, Norwich, Norfolk, NR14 6JD, United Kingdom
In the full report: 3 background checks
- When appreciating-classics.com first appeared online, and whether it can receive email
- What kind of line 01508 521374 is
- Who else gives the postcode NR14 6JD
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Audeo FS Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08594661 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 July 2013 (13 years old)
- Registered office
- Loddon Business Park, Loddon, Norwich, NR14 6JD, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Retail trade of motor vehicle parts and accessories (SIC 45320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Douglas Earl | Director | Jun 1967 | 2 Jul 2013 | 5 other companies |
| Richard Beel | Director | Aug 1984 | 23 Nov 2022 | None |
| Tracey Earl | Secretary | Not published | 2 Jul 2013 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- still active
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£288k
+5.6% from £273k
Cash at bank
£62.4k
−24% from £82.4k
Employees (average)
5
No earlier figure to compare
Owed within a year
£153k
−42% from £264k
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08594661. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Appreciating Classics’s history from the FCA register and Companies House, newest first.
2017
4 July 2017
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Stephen Douglas Earl gained significant control
Companies House
2013
2 July 2013
- Incorporated at Companies House
Companies House
In the full report: all 7 events
- All 7 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to Appreciating Classics
Other FCA-listed firms that share a director, phone number or address with Appreciating Classics. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Appreciating Classics
Other firms of the same type (car dealer), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Appreciating Classics
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk